Bank of Hawaii Corporation (BOH) Stock Price & How to Invest

Bank of Hawaii Corporation (NYSE: BOH) is the holding company for Bank of Hawaii, a financial institution founded in 1897 that serves customers in Hawaii, Guam, and other Pacific islands. The bank operates through three segments: Consumer Banking (residential mortgages, home equity lines, auto loans, credit cards, deposit accounts, private banking, and trust and investment management), Commercial Banking (corporate lending, commercial real estate loans, lease financing, treasury and merchant services), and Treasury (the securities portfolio and balance-sheet management). Like most banks, BOH earns money in two main ways: net interest income, the spread between what it earns on loans and securities and what it pays on deposits, plus noninterest fee income from cards, trust and wealth services, and deposit-related fees.

The investment picture is defined by BOH's entrenched position in a concentrated market: since 2005 the bank has grown Hawaii market share by roughly 600 basis points, more than any other competitor, giving it a low-cost, sticky deposit base. After a period of margin compression during the higher-rate environment, its net interest margin has been recovering as deposit costs fall, with Q1 2026 net interest income of about $151.0 million and a margin of about 2.74%. Full-year 2025 net income was about $205.9 million with diluted EPS of about $4.63. Trailing twelve-month revenue reached about $751 million by June 2026, with net income of about $214 million and trailing EPS near $5.37. The stock is valued as a steady, dividend-paying regional bank, and its fortunes are tied to interest rates, the Hawaii and Pacific economies (heavily influenced by tourism and real estate), and the credit cycle.

The stock has had a rough few months. Second-quarter 2026 revenue of roughly $197 million was up about 13% year over year and EPS of $1.47 matched the consensus, but net interest income came in below estimates, and the shares slid after the report. As of October 16, 2026 BOH closed at about $67.27, down roughly 20% over three months and 10% over one month, though still up about 12.5% over one year, with a 52-week range of $59.98-86.31. BofA Securities cut its price target to $82 from $89 in early October. Third-quarter results are scheduled for October 26, 2026, with consensus EPS near $1.51 on about $202 million of revenue.

BOH is geographically concentrated in Hawaii, Guam, and the Pacific, so a downturn in Hawaii tourism, employment, or real estate would hit loan demand, credit quality, and deposits harder than it would a diversified national bank. Its loan book skews toward residential and commercial real estate, leaving it exposed to property-value declines and rising vacancies. As a bank, it is highly rate-sensitive: the margin recovery depends on the path of interest rates and deposit repricing, and a sharp move in either direction could compress spread income. The securities portfolio carries unrealized losses common across regional banks that rose with rates, which can pressure tangible book value. Broader risks include the credit cycle, deposit competition, regulatory and capital requirements, and any renewed stress in the regional-banking sector. The market has also shown how sensitive the shares are to small misses: after the second-quarter net interest income shortfall the stock fell about 16% within weeks, and analyst coverage is thin (six analysts on Yahoo, with a consensus rating of hold).

6 analysts publish price targets on BOH, averaging $81.17 against a $67.23 price as of October 2026, or +20.7%. The published targets run from $75.00 to $85.00, a narrow spread, and the ratings split 1 buy, 5 hold, 1 sell. Over the last six months there have been 5 raises and 3 cuts among the published actions. A price target is what an analyst published on a date, not a prediction, and sell-side ratings skew positive across the whole market.

Read the full BOH forecast and price target for the target table, the recent rating actions by firm, and how the consensus has shifted.

We give no verdict on Bank of Hawaii Corporation. Both cases are real, which is why the question is contested at all, so here is the strongest version of each.

The case for buying. Recovering net interest margin. BOH's margin was compressed when funding costs rose, but it has been expanding again as deposit costs decline. The most optimistic published target, $85.00, assumes this works close to its best case.

The case against. BOH is geographically concentrated in Hawaii, Guam, and the Pacific, so a downturn in Hawaii tourism, employment, or real estate would hit loan demand, credit quality, and deposits harder than it would a diversified national bank. The most pessimistic target, $75.00, is roughly what BOH is worth if this bites instead.

Read the full bull and bear case on BOH, including what would have to change to break either one. Walnut is not an investment adviser.

No. Bank of Hawaii Corporation (BOH) has not split its stock in the last 10 years. That is a statement about the window we check rather than about the company’s entire history, so an older split is possible. It also matters less than it once did: fractional shares mean a high price per share no longer keeps smaller investors out, which removed most of the practical reason to split.

A simple financial snapshot. These are approximations and refresh quarterly; for current figures see Bank of Hawaii Corporation's investor relations page or your broker.

• Market Cap: ~$2.65 billion
• Revenue (TTM): ~$751 million; Q2 2026 ~$197 million, +12.9% YoY
• Net Income (TTM): ~$214 million (profit margin ~31%)
• EPS (Q2 2026, actual vs estimate): ~$1.47 vs ~$1.46
• P/E (trailing / forward): ~12.5x / ~10.2x
• Price / Book: ~1.7x
• Dividend Yield: ~4.2% ($0.70/quarter), payout ~52%
• Q1 2026 Net Interest Income: ~$151.0 million (NIM ~2.74%)

At about $67.27 on October 16, 2026, BOH trades near 12.5 times trailing and 10 times forward earnings, well below the high-teens multiple it carried in July, so much of the premium the market used to pay for its Hawaii franchise has come out of the price after the second-quarter net interest income miss. Earnings have kept improving as the margin recovered, which is why the yield has climbed above 4%. The October 26 report is the next read on whether margin expansion resumes.

Other names that sit close to BOH: same theme, named as a direct competitor, or held beside it in the same funds. Each entry says which. Worth a look if you are thinking about diversification within a thesis rather than concentration on one ticker.

There are three common ways to get BOH exposure. Buy shares (or fractional shares) directly at any major broker. Hold an ETF that includes it, which spreads the position across many companies. Or build it into a focused thematic portfolio, so BOH sits alongside other stocks that express the same thesis.

Walnut takes the portfolio route. Describe a thesis where BOH fits (for example “AI infrastructure” or “dividend-growth large-caps”) and the AI proposes 5 to 6 constituents with target weights. You review the plan and fund it through your own broker when you're ready.

New to this? Start with how to invest in stocks, see how to analyze a stock with AI, or compare the best AI stock analyzers.

Bank of Hawaii is a small-cap regional bank with a dominant Hawaii deposit franchise, a recovering margin, and an above-average dividend yield, and it tends to trade with interest rates, the local real estate market, and the broader credit cycle. Earnings are still rising (EPS of $1.47 in the second quarter of 2026, up from $1.20 a year earlier on Yahoo's figures), yet the stock fell sharply after a second-quarter net interest income miss, so the October 26 report carries more weight than usual. Walnut is not an investment adviser; this is descriptive, not a recommendation.

Whether BOH is worth buying today depends more on your time horizon and what you already hold than on any single call. We walk through valuation, what would have to go right, and the risks in is BOH a buy or a sell?, and where the stock could go from here in the BOH stock forecast.

For income investors, whether BOH pays a dividend and how the payout looks is covered in does BOH pay a dividend? And to weigh BOH against a peer, read the full side-by-side comparisons: BOH vs FHB and BOH vs WFC.