Does First Financial Bankshares (FFIN) Pay a Dividend? (2026)
Last updated July 2026
Short answer
Yes. First Financial Bankshares (FFIN) pays a dividend yielding about 2.50% as of August 2026, paid quarterly, four times a year. The latest payment on record was $0.22 per share, ex-dividend June 12, 2026. The forward annual rate is roughly $0.88 per share, about $250 a year on a $10,000 position before tax. The payout takes about 42% of earnings. Figures are approximate and dated; verify the current number with your broker.
Does First Financial Bankshares (FFIN) pay a dividend?
Yes. First Financial Bankshares distributes a dividend yielding roughly 2.50% as of August 2026, paid quarterly, four times a year. The most recent payment on record was $0.22 per share, with an ex-dividend date of June 12, 2026. Annualized, that is about $0.88 per share.
FFIN's profitability metrics (a return on assets near 1.94% and an efficiency ratio around 45%) are among the strongest in the regional-banking group, which is why the stock has historically commanded a premium valuation relative to peers. Full-year 2025 revenue rose about 12% to roughly $603 million and net income about 13% to roughly $253.6 million. Figures are approximate and as of April 2026 (first-quarter 2026 results and full-year 2025).
FFIN dividend at a glance
| 2026-06-12 | $0.22 |
| 2026-03-13 | $0.19 |
| 2025-12-15 | $0.19 |
| 2025-09-15 | $0.19 |
| 2025-06-16 | $0.19 |
| 2025-03-14 | $0.18 |
FFIN dividend data as of August 2026, sourced from Yahoo Finance and may be delayed. Yield moves with price and payout; confirm the current dividend and ex-date with FFIN's investor relations page before relying on it.
Is the FFIN dividend covered?
First Financial Bankshares paid out about 42% of its earnings as dividends, so the payout is comfortably covered. That is the range most established dividend payers sit in: enough profit is retained to keep funding the business, with room to raise the dividend if earnings grow.
Coverage is the question worth asking before yield. A dividend is only as good as the earnings behind it, and the highest yields on any screen are often the ones closest to being cut. Walnut is informational and is not an investment adviser.
How the FFIN dividend has changed
The latest payment of $0.22 per share compares with $0.19 in the equivalent payment a year earlier (June 16, 2025). That is a change of 15.8% over the year.
A single year says little on its own. What dividend-growth investors track is the multi-year record: whether the payout has risen through a downturn, and whether the raises have kept pace with inflation. That record is on FFIN's investor relations page.
What FFIN's dividend means for you
- Income: about $250 a year per $10,000 invested, before tax.
- Yield is a ratio, not a payment: it rises when the share price falls. A jump in yield without a raise in the dividend means the stock got cheaper, which may or may not be good news.
- Total return: for FFIN the dividend is one part of return and price change is usually the larger part. Compare total return, not yield, when weighing it against another holding.
- Reinvest or take the cash: a DRIP compounds the position automatically; taking the cash gives you income now. Either way it is taxable in a taxable account.
- If you want more yield: dedicated dividend names and funds target higher, steadier payouts. See the best dividend stocks and best dividend ETFs.
How FFIN dividends are taxed
Dividends from US common stock are usually qualified, which means they are taxed at long-term capital-gains rates rather than as ordinary income, as long as you held the shares for more than 60 days in the 121-day window around the ex-dividend date. Distributions from REITs and BDCs generally do not qualify and are taxed as ordinary income. Inside an IRA, Roth, or 401(k) none of this applies while the money stays in the account. Full detail is in how dividends are taxed. This is not tax advice.
The bottom line on the FFIN dividend
First Financial Bankshares (FFIN) pays about 2.50%, or roughly $0.88 per share a year. At that level the dividend is a modest supplement rather than the reason to own it: the case rests on total return. For the full picture see the FFIN guide. Walnut can show how FFIN fits your real portfolio. It is not an investment adviser.
Investing in First Financial Bankshares with AI
Connect the broker you already use and ask Walnut's AI how FFIN fits what you actually hold: whether you own it already through a fund, what it would do to your concentration, and how it has tracked the S&P 500. Read-only by default, and you approve anything before it reaches your broker.
FAQ
What is FFIN's dividend yield?
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About 2.50% as of August 2026. On a $10,000 position that is roughly $250 of dividend income a year before tax. For context, the S&P 500 yields around 1.2%, so FFIN yields meaningfully more than the broad market. A higher yield is not automatically better: it can reflect a falling share price as easily as a generous payout, so it is worth checking why the number is what it is.
How often does FFIN pay its dividend?
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First Financial Bankshares pays quarterly, four times a year. The most recent payment on record had an ex-dividend date of June 12, 2026. To receive a given payment you have to own the shares before the ex-dividend date, not on the pay date. Confirm upcoming dates on FFIN's investor relations page, because boards can change both the amount and the timing.
When is FFIN's ex-dividend date?
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The ex-dividend date recorded in our August 2026 data pull is June 12, 2026. The ex-dividend date is the cutoff: buy on or after it and the seller keeps that payment, not you. Buying just before the ex-date to capture the dividend does not create free money, because the share price typically drops by roughly the dividend amount when the stock goes ex. Check FFIN's investor relations page for the next confirmed date.
Is FFIN's dividend safe?
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First Financial Bankshares paid out about 42% of its earnings as dividends, so the payout is comfortably covered. That is the range most established dividend payers sit in: enough profit is retained to keep funding the business, with room to raise the dividend if earnings grow. Nobody can guarantee a dividend: boards cut them, and a high yield is sometimes the market pricing in exactly that. Walnut is not an investment adviser and this is not a recommendation.
How much would I earn in dividends from a $10,000 position in FFIN?
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At a yield of about 2.50%, roughly $250 a year before tax, spread across 4 payments. That is a snapshot, not a promise: the amount changes when the company changes its payout, and your yield on cost is fixed at the price you paid, not at today's price.
Are FFIN dividends qualified for tax purposes?
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Dividends from US common stock are usually qualified, meaning they are taxed at the lower long-term capital-gains rates, provided you held the shares for more than 60 days in the 121-day window around the ex-dividend date. Distributions from REITs, BDCs, and some pass-through structures are generally taxed as ordinary income instead. In an IRA or Roth the question does not arise. See our guide to how dividends are taxed. This is not tax advice.
Should I reinvest FFIN dividends?
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Most brokers offer automatic reinvestment (a DRIP) that puts each FFIN payment straight back into more shares, often fractional ones. Reinvesting compounds the position and is the standard choice when you do not need the cash yet. Taking the cash makes sense when you are spending the income or want to direct it elsewhere. Either way the dividend is taxable in a taxable account in the year it is paid, even if you never see the money.
Does FFIN pay a dividend?
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Yes. FFIN pays a quarterly cash dividend at an annual rate of about $0.76 per share, a yield near 2% in mid-2026, and it has a long multi-decade record of raising the dividend, most recently a 5.6% increase declared in 2025.
Walnut is informational, not investment advice. Dividend figures on this page come from a August 2026 data pull and are approximate; verify the current yield, amount, schedule, and policy with FFIN's investor relations page or your broker before acting on them.