Does Jiayin Group (JFIN) Pay a Dividend? (2026)
Last updated July 2026
Short answer
Yes. Jiayin Group (JFIN) pays a dividend yielding about 27.40% as of August 2026, paid twice a year. The latest payment on record was $0.80 per share, ex-dividend July 14, 2025. The forward annual rate is roughly $0.80 per share, about $2740 a year on a $10,000 position before tax. The payout takes about 32% of earnings. Figures are approximate and dated; verify the current number with your broker.
Does Jiayin Group (JFIN) pay a dividend?
Yes. Jiayin Group distributes a dividend yielding roughly 27.40% as of August 2026, paid twice a year. The most recent payment on record was $0.80 per share, with an ex-dividend date of July 14, 2025. Annualized, that is about $0.80 per share.
A trailing P/E near 1x and a double-digit dividend yield look extreme, but a Chinese fintech ADR's low multiple usually prices in real concerns rather than a free lunch: the November 2025 rate-cap cut already reduced 2026 revenue sharply, and the market applies a structural China discount for VIE-structure, delisting, currency, and governance risk. Reading the valuation means weighing the strong fiscal-2025 cash generation and net-cash balance sheet against a Chinese business that was contracting in early 2026, so the headline multiple should be viewed through forward earnings power, not the trailing figure alone.
JFIN dividend at a glance
| 2025-07-14 | $0.8 |
| 2024-08-27 | $0.5 |
| 2024-01-18 | $0.4 |
| 2023-07-27 | $0.4 |
JFIN dividend data as of August 2026, sourced from Yahoo Finance and may be delayed. Yield moves with price and payout; confirm the current dividend and ex-date with JFIN's investor relations page before relying on it.
Is the JFIN dividend covered?
Jiayin Group paid out about 32% of its earnings as dividends, so the payout is very well covered. A low ratio means the dividend has plenty of room and the company is keeping most of its profit to reinvest or buy back stock, which is also why the yield is modest.
Coverage is the question worth asking before yield. A dividend is only as good as the earnings behind it, and the highest yields on any screen are often the ones closest to being cut. Walnut is informational and is not an investment adviser.
How the JFIN dividend has changed
The latest payment of $0.80 per share compares with $0.40 in the equivalent payment a year earlier (January 18, 2024). We are not quoting a growth rate from those two figures, because a change that large usually means a share split or a gap in the stored history rather than a real raise.
A single year says little on its own. What dividend-growth investors track is the multi-year record: whether the payout has risen through a downturn, and whether the raises have kept pace with inflation. That record is on JFIN's investor relations page.
What JFIN's dividend means for you
- Income: about $2740 a year per $10,000 invested, before tax.
- Yield is a ratio, not a payment: it rises when the share price falls. A jump in yield without a raise in the dividend means the stock got cheaper, which may or may not be good news.
- Total return: for JFIN the dividend is one part of return and price change is usually the larger part. Compare total return, not yield, when weighing it against another holding.
- Reinvest or take the cash: a DRIP compounds the position automatically; taking the cash gives you income now. Either way it is taxable in a taxable account.
- If you want more yield: dedicated dividend names and funds target higher, steadier payouts. See the best dividend stocks and best dividend ETFs.
How JFIN dividends are taxed
Dividends from US common stock are usually qualified, which means they are taxed at long-term capital-gains rates rather than as ordinary income, as long as you held the shares for more than 60 days in the 121-day window around the ex-dividend date. Distributions from REITs and BDCs generally do not qualify and are taxed as ordinary income. Inside an IRA, Roth, or 401(k) none of this applies while the money stays in the account. Full detail is in how dividends are taxed. This is not tax advice.
The bottom line on the JFIN dividend
Jiayin Group (JFIN) pays about 27.40%, or roughly $0.80 per share a year. That is a genuine income yield, so the payout is a real part of the case for holding it, and the coverage question above is the one to answer first. For the full picture see the JFIN guide. Walnut can show how JFIN fits your real portfolio. It is not an investment adviser.
Investing in Jiayin Group with AI
Connect the broker you already use and ask Walnut's AI how JFIN fits what you actually hold: whether you own it already through a fund, what it would do to your concentration, and how it has tracked the S&P 500. Read-only by default, and you approve anything before it reaches your broker.
FAQ
Does Jiayin Group (JFIN) pay a dividend?
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Yes. Jiayin Group pays a dividend yielding roughly 27.40% as of August 2026, paid twice a year. The most recent payment on record was $0.80 per share with an ex-dividend date of July 14, 2025. That works out to a forward annual rate of about $0.80 per share. Yields move with the share price, so verify the current figure with your broker or JFIN's investor relations page before relying on it.
What is JFIN's dividend yield?
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About 27.40% as of August 2026. On a $10,000 position that is roughly $2740 of dividend income a year before tax. For context, the S&P 500 yields around 1.2%, so JFIN yields meaningfully more than the broad market. A higher yield is not automatically better: it can reflect a falling share price as easily as a generous payout, so it is worth checking why the number is what it is.
How often does JFIN pay its dividend?
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Jiayin Group pays twice a year. The most recent payment on record had an ex-dividend date of July 14, 2025. To receive a given payment you have to own the shares before the ex-dividend date, not on the pay date. Confirm upcoming dates on JFIN's investor relations page, because boards can change both the amount and the timing.
When is JFIN's ex-dividend date?
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The ex-dividend date recorded in our August 2026 data pull is July 14, 2025. The ex-dividend date is the cutoff: buy on or after it and the seller keeps that payment, not you. Buying just before the ex-date to capture the dividend does not create free money, because the share price typically drops by roughly the dividend amount when the stock goes ex. Check JFIN's investor relations page for the next confirmed date.
Has Jiayin Group raised its dividend recently?
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Yes. The latest payment of $0.80 per share is above the $0.40 paid in the same slot a year earlier. One raise is not a policy, though: check the multi-year record on JFIN's investor relations page, since a long streak of increases is what dividend-growth investors actually look for.
Is JFIN's dividend safe?
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Jiayin Group paid out about 32% of its earnings as dividends, so the payout is very well covered. A low ratio means the dividend has plenty of room and the company is keeping most of its profit to reinvest or buy back stock, which is also why the yield is modest. Nobody can guarantee a dividend: boards cut them, and a high yield is sometimes the market pricing in exactly that. Walnut is not an investment adviser and this is not a recommendation.
How much would I earn in dividends from a $10,000 position in JFIN?
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At a yield of about 27.40%, roughly $2740 a year before tax, spread across 2 payments. That is a snapshot, not a promise: the amount changes when the company changes its payout, and your yield on cost is fixed at the price you paid, not at today's price.
Are JFIN dividends qualified for tax purposes?
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Dividends from US common stock are usually qualified, meaning they are taxed at the lower long-term capital-gains rates, provided you held the shares for more than 60 days in the 121-day window around the ex-dividend date. Distributions from REITs, BDCs, and some pass-through structures are generally taxed as ordinary income instead. In an IRA or Roth the question does not arise. See our guide to how dividends are taxed. This is not tax advice.
Should I reinvest JFIN dividends?
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Most brokers offer automatic reinvestment (a DRIP) that puts each JFIN payment straight back into more shares, often fractional ones. Reinvesting compounds the position and is the standard choice when you do not need the cash yet. Taking the cash makes sense when you are spending the income or want to direct it elsewhere. Either way the dividend is taxable in a taxable account in the year it is paid, even if you never see the money.
Does JFIN pay a dividend?
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Yes. Jiayin pays a cash dividend, and since 2025 it shifted to an annual payout targeted at roughly 30% of the prior fiscal year's net income. The 2025 dividend was about $0.80 per ADS, which represented a double-digit yield of roughly 12-13% against the depressed mid-2026 share price. Dividend amounts vary with profitability, so the payout can fall if earnings stay under pressure.
Walnut is informational, not investment advice. Dividend figures on this page come from a August 2026 data pull and are approximate; verify the current yield, amount, schedule, and policy with JFIN's investor relations page or your broker before acting on them.