Does RLI Corp underwrites specialty property (RLI) Pay a Dividend? (2026)
Last updated July 2026
Short answer
Yes. RLI Corp underwrites specialty property (RLI) pays a dividend yielding about 1.18% as of August 2026, paid quarterly, four times a year. The latest payment on record was $2.18 per share, ex-dividend May 29, 2026. The forward annual rate is roughly $0.72 per share, about $118 a year on a $10,000 position before tax. The payout takes about 14% of earnings. Figures are approximate and dated; verify the current number with your broker.
Does RLI Corp underwrites specialty property (RLI) pay a dividend?
Yes. RLI Corp underwrites specialty property distributes a dividend yielding roughly 1.18% as of August 2026, paid quarterly, four times a year. The most recent payment on record was $2.18 per share, with an ex-dividend date of May 29, 2026. Annualized, that is about $0.72 per share.
RLI traded near $61 per share in July 2026 for a market cap around $5.7 billion. Full-year 2025 comprehensive earnings were roughly $489 million (about $5.29 per share) on net premiums earned near $1.61 billion, and Q1 2026 net income was about $54.9 million ($0.83 per share). The shares typically command a premium price-to-book multiple versus other insurers, reflecting the company's long underwriting-profit record.
RLI dividend at a glance
| 2026-05-29 | $2.18 |
| 2026-03-02 | $0.16 |
| 2025-11-28 | $2.16 |
| 2025-08-29 | $0.16 |
| 2025-05-30 | $0.16 |
| 2025-02-28 | $0.15 |
RLI dividend data as of August 2026, sourced from Yahoo Finance and may be delayed. Yield moves with price and payout; confirm the current dividend and ex-date with RLI's investor relations page before relying on it.
Is the RLI dividend covered?
RLI Corp underwrites specialty property paid out about 14% of its earnings as dividends, so the payout is very well covered. A low ratio means the dividend has plenty of room and the company is keeping most of its profit to reinvest or buy back stock, which is also why the yield is modest.
Coverage is the question worth asking before yield. A dividend is only as good as the earnings behind it, and the highest yields on any screen are often the ones closest to being cut. Walnut is informational and is not an investment adviser.
How the RLI dividend has changed
The latest payment of $2.18 per share compares with $0.16 in the equivalent payment a year earlier (May 30, 2025). We are not quoting a growth rate from those two figures, because a change that large usually means a share split or a gap in the stored history rather than a real raise.
A single year says little on its own. What dividend-growth investors track is the multi-year record: whether the payout has risen through a downturn, and whether the raises have kept pace with inflation. That record is on RLI's investor relations page.
What RLI's dividend means for you
- Income: about $118 a year per $10,000 invested, before tax.
- Yield is a ratio, not a payment: it rises when the share price falls. A jump in yield without a raise in the dividend means the stock got cheaper, which may or may not be good news.
- Total return: for RLI the dividend is one part of return and price change is usually the larger part. Compare total return, not yield, when weighing it against another holding.
- Reinvest or take the cash: a DRIP compounds the position automatically; taking the cash gives you income now. Either way it is taxable in a taxable account.
- If you want more yield: dedicated dividend names and funds target higher, steadier payouts. See the best dividend stocks and best dividend ETFs.
How RLI dividends are taxed
Dividends from US common stock are usually qualified, which means they are taxed at long-term capital-gains rates rather than as ordinary income, as long as you held the shares for more than 60 days in the 121-day window around the ex-dividend date. Distributions from REITs and BDCs generally do not qualify and are taxed as ordinary income. Inside an IRA, Roth, or 401(k) none of this applies while the money stays in the account. Full detail is in how dividends are taxed. This is not tax advice.
The bottom line on the RLI dividend
RLI Corp underwrites specialty property (RLI) pays about 1.18%, or roughly $0.72 per share a year. At that level the dividend is a modest supplement rather than the reason to own it: the case rests on total return. For the full picture see the RLI guide. Walnut can show how RLI fits your real portfolio. It is not an investment adviser.
Investing in RLI Corp underwrites specialty property with AI
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FAQ
Does RLI Corp underwrites specialty property (RLI) pay a dividend?
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Yes. RLI Corp underwrites specialty property pays a dividend yielding roughly 1.18% as of August 2026, paid quarterly, four times a year. The most recent payment on record was $2.18 per share with an ex-dividend date of May 29, 2026. That works out to a forward annual rate of about $0.72 per share. Yields move with the share price, so verify the current figure with your broker or RLI's investor relations page before relying on it.
What is RLI's dividend yield?
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About 1.18% as of August 2026. On a $10,000 position that is roughly $118 of dividend income a year before tax. For context, the S&P 500 yields around 1.2%, so RLI yields about the same as the broad market. A higher yield is not automatically better: it can reflect a falling share price as easily as a generous payout, so it is worth checking why the number is what it is.
How often does RLI pay its dividend?
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RLI Corp underwrites specialty property pays quarterly, four times a year. The most recent payment on record had an ex-dividend date of May 29, 2026. To receive a given payment you have to own the shares before the ex-dividend date, not on the pay date. Confirm upcoming dates on RLI's investor relations page, because boards can change both the amount and the timing.
When is RLI's ex-dividend date?
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The ex-dividend date recorded in our August 2026 data pull is May 29, 2026. The ex-dividend date is the cutoff: buy on or after it and the seller keeps that payment, not you. Buying just before the ex-date to capture the dividend does not create free money, because the share price typically drops by roughly the dividend amount when the stock goes ex. Check RLI's investor relations page for the next confirmed date.
Has RLI Corp underwrites specialty property raised its dividend recently?
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Yes. The latest payment of $2.18 per share is above the $0.16 paid in the same slot a year earlier. One raise is not a policy, though: check the multi-year record on RLI's investor relations page, since a long streak of increases is what dividend-growth investors actually look for.
Is RLI's dividend safe?
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RLI Corp underwrites specialty property paid out about 14% of its earnings as dividends, so the payout is very well covered. A low ratio means the dividend has plenty of room and the company is keeping most of its profit to reinvest or buy back stock, which is also why the yield is modest. Nobody can guarantee a dividend: boards cut them, and a high yield is sometimes the market pricing in exactly that. Walnut is not an investment adviser and this is not a recommendation.
How much would I earn in dividends from a $10,000 position in RLI?
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At a yield of about 1.18%, roughly $118 a year before tax, spread across 4 payments. That is a snapshot, not a promise: the amount changes when the company changes its payout, and your yield on cost is fixed at the price you paid, not at today's price.
Are RLI dividends qualified for tax purposes?
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Dividends from US common stock are usually qualified, meaning they are taxed at the lower long-term capital-gains rates, provided you held the shares for more than 60 days in the 121-day window around the ex-dividend date. Distributions from REITs, BDCs, and some pass-through structures are generally taxed as ordinary income instead. In an IRA or Roth the question does not arise. See our guide to how dividends are taxed. This is not tax advice.
Should I reinvest RLI dividends?
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Most brokers offer automatic reinvestment (a DRIP) that puts each RLI payment straight back into more shares, often fractional ones. Reinvesting compounds the position and is the standard choice when you do not need the cash yet. Taking the cash makes sense when you are spending the income or want to direct it elsewhere. Either way the dividend is taxable in a taxable account in the year it is paid, even if you never see the money.
Does RLI pay a dividend?
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Yes. RLI has increased its regular dividend for 50 consecutive years and has paid dividends for nearly 200 consecutive quarters. The regular yield is modest (around 1.1%), and the company also pays periodic special dividends, such as the $2.00 per share special dividend in December 2025.
Walnut is informational, not investment advice. Dividend figures on this page come from a August 2026 data pull and are approximate; verify the current yield, amount, schedule, and policy with RLI's investor relations page or your broker before acting on them.