Stock Yards Bancorp, Inc. (SYBT) Stock Price & How to Invest
Last updated July 2026
Short answer
SYBT is Stock Yards Bancorp, the Louisville-based holding company for Stock Yards Bank & Trust, a well-run community and regional bank spanning Kentucky, Indianapolis, and Cincinnati with a sizable wealth-management arm. It trades and behaves like a steady, dividend-growing regional bank rather than a high-growth story, so how you think about it usually comes down to your view on loan growth, net interest margin, and its long dividend-raise streak.
SYBT stock price
As of 2026-07-14, Stock Yards Bancorp, Inc. (SYBT) last closed at $76.99, up 0.3% over the past year. Over the past 52 weeks it has traded between $62.09 and $82.90.
Prices are daily closing prices from Yahoo Finance and may be delayed. For the live quote, check your broker or Stock Yards Bancorp, Inc.'s investor relations page. Walnut is informational, not investment advice.
What does Stock Yards Bancorp, Inc. (SYBT) do?
Stock Yards Bancorp is the parent of Stock Yards Bank & Trust, a state-chartered bank founded in 1904 and headquartered in Louisville, Kentucky. It operates roughly 75 full-service banking centers across Louisville, central, eastern, and northern Kentucky, plus the Indianapolis and Cincinnati markets, and reports in two segments: Commercial Banking and Wealth Management & Trust (WM&T). The WM&T group managed on the order of ~$7.6 billion in assets under management at the end of 2025, giving the company a fee stream that many similarly sized community banks lack.
The investment picture is that of a durable, spread-driven regional bank. Earnings come primarily from net interest income on a ~$7.2 billion loan book funded by ~$7.8 billion in deposits, supplemented by wealth, card, and treasury-management fees. The company has grown through both organic expansion into adjacent metro markets and acquisitions, and in 2026 announced a planned merger with Field & Main Bancorp that would push combined assets toward ~$10.4 billion. Results tend to be steady rather than explosive, and the stock is valued accordingly, trading at a mid-teens earnings multiple with a modest but reliably rising dividend.
What's driving Stock Yards Bancorp, Inc. (SYBT)?
1. Loan growth across expansion markets
SYBT has grown its loan book across all of its markets, reaching roughly $7.2 billion in total loans as of Q1 2026. Its push into Indianapolis and Cincinnati gives it larger metro markets to lend into beyond its Louisville base. Continued balanced loan growth is the main lever on net interest income.
2. Net interest margin and deposit funding
Like most regional banks, the bulk of earnings comes from the spread between loan yields and deposit costs. Q1 2026 net interest income rose to about $78 million as balances grew and margin expanded. The trajectory of the margin, shaped by the rate environment and deposit competition, is a key swing factor for reported profit.
3. Wealth Management and Trust fee engine
The WM&T segment oversaw roughly $7.6 billion in assets under management and generated record net new business, adding fee income that is less rate-sensitive than lending. Wealth, card, and treasury fees pushed non-interest income to about $24.6 million in Q1 2026. This diversification is a differentiator versus plain-vanilla community banks.
4. Dividend growth and disciplined M&A
SYBT has raised its dividend for more than a decade of consecutive years and continued that streak in 2026. It has also used acquisitions, including the announced Field & Main Bancorp merger, to add scale toward roughly $10.4 billion in combined assets. Capital returns plus disciplined dealmaking define the long-run story.
What are the risks to Stock Yards Bancorp, Inc. (SYBT)?
As a regional bank, SYBT is exposed to interest-rate swings that can compress its net interest margin and to credit losses if the economy weakens, particularly in commercial real estate and business lending. Its geography is concentrated in Kentucky, Indiana, and Ohio, so regional economic softness would hit results directly. Deposit competition can raise funding costs and pressure margins. Acquisitions such as the Field & Main merger carry integration and execution risk, and can dilute earnings or capital if they do not perform as planned. Broader banking-sector stress, deposit flight, or new regulation could also weigh on the shares.
How is Stock Yards Bancorp, Inc. (SYBT) valued? (approximate, July 2026)
A simple financial snapshot. These are approximations and refresh quarterly; for current figures see Stock Yards Bancorp, Inc.'s investor relations page or your broker.
- Market cap: ~$2.25B
- Revenue (FY2025): ~$390M
- Q1 2026 net income: ~$36.6M
- Q1 2026 diluted EPS: ~$1.24
- Total assets: ~$9.5B
- P/E (TTM): ~14-15x
- Dividend yield: ~1.8%
SYBT trades around $76 per share for a market cap near $2.25 billion, on FY2025 revenue of roughly $390 million (up about 14 percent year over year). The mid-teens earnings multiple and sub-2 percent dividend yield are typical for a profitable, steadily growing regional bank, and Q1 2026 earnings of $1.24 per diluted share rose from $1.13 a year earlier.
Who competes with Stock Yards Bancorp, Inc. (SYBT)?
Regional and community banks
SYBT competes with other Kentucky, Indiana, and Ohio community and regional banks such as Community Trust Bancorp, German American Bancorp, and other locally focused lenders for commercial loans and deposits in its core markets.
Large national and super-regional banks
Bigger players like JPMorgan Chase, PNC, Fifth Third, and Truist operate in Louisville, Cincinnati, and Indianapolis, competing on pricing, technology, and product breadth against a smaller institution like Stock Yards.
Wealth management and trust providers
Its WM&T segment competes with trust departments of larger banks, independent registered investment advisers, and national brokerage and asset-management firms for high-net-worth and institutional clients.
How to invest in Stock Yards Bancorp, Inc. (SYBT)
There are three common ways to get SYBT exposure. Buy shares (or fractional shares) directly at any major broker. Hold an ETF that includes it, which spreads the position across many companies. Or build it into a focused thematic basket, so SYBT sits alongside other stocks that express the same thesis.
Walnut takes the basket route. Describe a thesis where SYBT fits (for example “AI infrastructure” or “dividend-growth large-caps”) and the AI proposes 5 to 6 constituents with target weights. You review the plan and fund it through your own broker when you're ready.
The bottom line on Stock Yards Bancorp, Inc. (SYBT)
SYBT is a conservatively managed regional bank with steady earnings, a growing wealth-management franchise, and a long dividend-growth record, priced like a quality community bank rather than a fast grower.
More on Stock Yards Bancorp, Inc. (SYBT)
Whether SYBT is worth buying today depends more on your time horizon and what you already hold than on any single call. We walk through valuation, what would have to go right, and the risks in is SYBT a buy?, and where the stock could go from here in the SYBT stock forecast.
For income investors, whether SYBT pays a dividend and how the payout looks is covered in does SYBT pay a dividend?
Build a basket around SYBT with Walnut
Use Stock Yards Bancorp, Inc. as one constituent in a thematic basket Walnut's AI helps you assemble. Describe a thesis you believe in, the AI proposes the holdings and weights, and you approve before any broker order.
FAQ
What does Stock Yards Bancorp (SYBT) do?
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It is the holding company for Stock Yards Bank & Trust, a Louisville, Kentucky-based bank founded in 1904. It offers commercial and consumer banking plus wealth management and trust services across Kentucky, Indianapolis, and Cincinnati through roughly 75 banking centers.
Is SYBT a large-cap or small-cap stock?
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SYBT is a small-cap stock, with a market capitalization of roughly $2.25 billion as of mid-2026. It is a well-established regional bank rather than a large national institution.
Does SYBT pay a dividend?
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Yes. Stock Yards Bancorp pays a quarterly dividend, around $0.32 per share in 2026, for a yield near 1.8 percent. The company has raised its dividend for more than a decade of consecutive years.
How did SYBT perform in Q1 2026?
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Stock Yards reported first-quarter 2026 net income of about $36.6 million, or $1.24 per diluted share, up from $33.3 million and $1.13 a year earlier. Growth came from higher loan balances, margin expansion, and record wealth-management business.
What is the SYBT merger with Field and Main Bancorp?
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In 2026 Stock Yards announced a planned merger with Field & Main Bancorp. The combined franchise would operate around 81 branches with roughly $10.4 billion in assets, expanding its footprint and scale, subject to regulatory and shareholder approval.
What are the main risks to SYBT?
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Key risks include interest-rate swings that pressure net interest margin, credit losses in a downturn, geographic concentration in Kentucky, Indiana, and Ohio, deposit competition, and integration risk from acquisitions like the Field & Main merger.
How is SYBT valued compared to peers?
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SYBT trades at a mid-teens price-to-earnings ratio, roughly 14 to 15 times trailing earnings, which is in line with or slightly above many regional-bank peers. That reflects its steady profitability and fee-generating wealth franchise.
How can I invest in SYBT?
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SYBT trades on the Nasdaq and can be bought through any standard brokerage account. Walnut is not an investment adviser; this page is descriptive information, not a recommendation to buy or sell, so consider your own goals and risk tolerance or consult a licensed professional.
Walnut is informational, not investment advice. Financial figures on this page are approximations; always verify current numbers with Stock Yards Bancorp, Inc.'s investor relations page or your broker before making investment decisions.