ServiceTitan, Inc. (TTAN) Stock Price & How to Invest

ServiceTitan, Inc. (Nasdaq: TTAN) builds cloud software that serves as the end-to-end operating system for commercial and residential trades businesses, including HVAC, plumbing, electrical, roofing, garage-door, chimney, and landscaping contractors. Its platform bundles customer relationship management, scheduling and dispatch, call booking, marketing, sales and estimating, project management, invoicing, financing, and payroll into one system, and it layers on payments processing and other financial-technology products. ServiceTitan earns revenue primarily from software subscriptions and from usage-based fees tied to gross transaction volume (the dollar value of business its customers run through the platform), which was about $82.1 billion in fiscal 2026, so the more a contractor grows on ServiceTitan, the more ServiceTitan tends to earn.

The company went public in December 2024 and remains in a high-growth, investment-heavy phase. In fiscal 2026 (the year ended January 31, 2026) it reported revenue of about $961 million, up roughly 24% year over year, with gross transaction volume up about 20%, while narrowing its GAAP net loss to about $160 million from about $239 million the prior year and generating positive non-GAAP operating income and free cash flow. The bull case rests on a large, underpenetrated market of trades businesses still running on paper or legacy tools, high gross-dollar retention above 95%, and expanding financial-technology attach. The bear case is valuation (the stock has traded around 11 times revenue) combined with continued GAAP losses, an accumulated deficit near $1.3 billion, and exposure to home-services demand that softens if housing activity and consumer spending weaken.

ServiceTitan remains unprofitable on a GAAP basis, with a fiscal 2026 net loss of about $160 million and an accumulated deficit near $1.3 billion, so continued heavy investment in sales and product weighs on reported earnings. The stock has traded at a premium sales multiple (around 11 times revenue), which leaves little room for error if growth decelerates or the path to GAAP profitability slips. Because its customers are trades and home-services businesses, demand is exposed to the housing cycle, interest rates, and consumer spending on repairs and remodels, and a slowdown could pressure gross transaction volume and net expansion. Stock-based compensation is substantial as a recently public company, diluting shareholders, and lockup-related and secondary share supply can pressure the price. Finally, competition ranges from legacy field-service software to well-funded newer platforms, and larger horizontal software vendors could push deeper into the vertical.

15 analysts publish price targets on TTAN, averaging $109.93 against a $83.06 price as of August 2026, or +32.4%. The published targets run from $83.00 to $125.00, a moderate spread, and the ratings split 15 buy, 2 hold, 0 sell. Over the last six months there have been 7 raises and 3 cuts among the published actions. A price target is what an analyst published on a date, not a prediction, and sell-side ratings skew positive across the whole market.

Read the full TTAN forecast and price target for the target table, the recent rating actions by firm, and how the consensus has shifted.

We give no verdict on ServiceTitan, Inc.. Both cases are real, which is why the question is contested at all, so here is the strongest version of each.

The case for buying. Large underpenetrated trades market. ServiceTitan targets the fragmented world of skilled-trades and home-services contractors, many of whom still run on spreadsheets, paper, or narrow point tools. The most optimistic published target, $125.00, assumes this works close to its best case.

The case against. ServiceTitan remains unprofitable on a GAAP basis, with a fiscal 2026 net loss of about $160 million and an accumulated deficit near $1.3 billion, so continued heavy investment in sales and product weighs on reported earnings. The most pessimistic target, $83.00, is roughly what TTAN is worth if this bites instead.

Read the full bull and bear case on TTAN, including what would have to change to break either one. Walnut is not an investment adviser.

A simple financial snapshot. These are approximations and refresh quarterly; for current figures see ServiceTitan, Inc.'s investor relations page or your broker.

• Revenue (FY2026, ended Jan 2026): ~$961 million (up ~24%)
• Revenue (TTM): ~$1.0 billion
• Gross Transaction Volume (FY2026): ~$82.1 billion (up ~20%)
• GAAP Net Loss (FY2026): ~$160 million (vs ~$239 million prior)
• Non-GAAP Operating Income / Free Cash Flow (FY2026): ~$94 million / ~$85 million
• Market Capitalization: ~$7.5 billion (July 2026)
• Price/Sales: ~11x revenue
• FY2027 Revenue Guidance: ~$1.11-1.12 billion

ServiceTitan trades as a premium-multiple growth software stock, with a price-to-sales ratio around 11 times that sits well above the broader U.S. software average, reflecting its roughly 24% growth and strong retention. It pays no dividend, and because GAAP earnings are still negative, investors typically value it on revenue growth, gross-dollar retention, and the trajectory toward positive operating margins rather than on a price-to-earnings basis. Figures are approximate and as of July 2026; check the latest filings for current numbers.

Other names that sit close to TTAN: same theme, named as a direct competitor, or held beside it in the same funds. Each entry says which. Worth a look if you are thinking about diversification within a thesis rather than concentration on one ticker.

There are three common ways to get TTAN exposure. Buy shares (or fractional shares) directly at any major broker. Hold an ETF that includes it, which spreads the position across many companies. Or build it into a focused thematic portfolio, so TTAN sits alongside other stocks that express the same thesis.

Walnut takes the portfolio route. Describe a thesis where TTAN fits (for example “AI infrastructure” or “dividend-growth large-caps”) and the AI proposes 5 to 6 constituents with target weights. You review the plan and fund it through your own broker when you're ready.

New to this? Start with how to invest in stocks, see how to analyze a stock with AI, or compare the best AI stock analyzers.

ServiceTitan is a high-growth vertical-SaaS platform for the trades that crossed a $1 billion revenue run rate in fiscal 2026 while still posting GAAP net losses, so it trades like a premium growth software name whose value hinges on continued growth and improving margins rather than present profits.

Whether TTAN is worth buying today depends more on your time horizon and what you already hold than on any single call. We walk through valuation, what would have to go right, and the risks in is TTAN a buy or a sell?, and where the stock could go from here in the TTAN stock forecast.

For income investors, whether TTAN pays a dividend and how the payout looks is covered in does TTAN pay a dividend? And to weigh TTAN against a peer, read the full side-by-side comparisons: TTAN vs CRM and TTAN vs BULL.