ServiceTitan, Inc. (TTAN) Stock Price & How to Invest
Short answer
You can invest in ServiceTitan (TTAN) by buying shares or fractional shares at any major broker, through a software or cloud ETF that holds it, or as one holding in a thematic basket. ServiceTitan is a vertical software company that runs the cloud operating system for skilled-trades and home-services businesses (plumbing, HVAC, electrical, roofing, and similar), and it makes money mostly from subscription software plus usage-based fees tied to the payments and transactions flowing through its platform. The investment picture is a fast-growing, still-unprofitable-on-a-GAAP-basis SaaS story with roughly 24% revenue growth and a rich sales multiple, so it tends to trade on growth durability and the path to margins rather than on current earnings.
TTAN stock price
As of 2026-07-08, ServiceTitan, Inc. (TTAN) last closed at $78.01, down 29.1% over the past year. Over the past 52 weeks it has traded between $55.29 and $119.62.
Prices are daily closing prices from Yahoo Finance and may be delayed. For the live quote, check your broker or ServiceTitan, Inc.'s investor relations page. Walnut is informational, not investment advice.
What does ServiceTitan, Inc. (TTAN) do?
ServiceTitan, Inc. (Nasdaq: TTAN) builds cloud software that serves as the end-to-end operating system for commercial and residential trades businesses, including HVAC, plumbing, electrical, roofing, garage-door, chimney, and landscaping contractors. Its platform bundles customer relationship management, scheduling and dispatch, call booking, marketing, sales and estimating, project management, invoicing, financing, and payroll into one system, and it layers on payments processing and other financial-technology products. ServiceTitan earns revenue primarily from software subscriptions and from usage-based fees tied to gross transaction volume (the dollar value of business its customers run through the platform), which was about $82.1 billion in fiscal 2026, so the more a contractor grows on ServiceTitan, the more ServiceTitan tends to earn.
The company went public in December 2024 and remains in a high-growth, investment-heavy phase. In fiscal 2026 (the year ended January 31, 2026) it reported revenue of about $961 million, up roughly 24% year over year, with gross transaction volume up about 20%, while narrowing its GAAP net loss to about $160 million from about $239 million the prior year and generating positive non-GAAP operating income and free cash flow. The bull case rests on a large, underpenetrated market of trades businesses still running on paper or legacy tools, high gross-dollar retention above 95%, and expanding financial-technology attach. The bear case is valuation (the stock has traded around 11 times revenue) combined with continued GAAP losses, an accumulated deficit near $1.3 billion, and exposure to home-services demand that softens if housing activity and consumer spending weaken.
What's driving ServiceTitan, Inc. (TTAN)?
1. Large underpenetrated trades market.
ServiceTitan targets the fragmented world of skilled-trades and home-services contractors, many of whom still run on spreadsheets, paper, or narrow point tools. As the category standard for larger and multi-location shops, it has room to keep adding customers and to move upmarket into commercial and construction trades. Management frames the opportunity as a multi-billion-dollar addressable market where cloud adoption is still early.
2. Usage-based and fintech revenue expansion.
Beyond core subscriptions, ServiceTitan takes usage-based fees tied to the gross transaction volume its customers process, which reached about $82.1 billion in fiscal 2026, plus growing payments, financing, and marketing products. This ties ServiceTitan's revenue to the growth of its customers' businesses and gives it multiple ways to expand revenue per account over time. Rising attach of these products is central to the long-term margin story.
3. High retention and net expansion.
ServiceTitan reports gross dollar retention above 95% and net revenue retention above 100%, meaning existing customers rarely leave and tend to spend more each year as they add seats, locations, and products. Sticky, workflow-critical software with strong retention is the hallmark of durable vertical SaaS. This dynamic underpins the compounding-revenue thesis.
4. Improving margin trajectory.
The company generated positive non-GAAP income from operations (about $94 million) and non-GAAP free cash flow (about $85 million) in fiscal 2026 while still posting a GAAP net loss, and it has pointed toward a longer-term operating-margin target in the mid-20s percent range. Fiscal 2027 guidance calls for roughly $1.11 to $1.12 billion of revenue and higher non-GAAP operating income. Demonstrating operating leverage as it scales is the key proof point for the stock.
What are the risks to ServiceTitan, Inc. (TTAN)?
ServiceTitan remains unprofitable on a GAAP basis, with a fiscal 2026 net loss of about $160 million and an accumulated deficit near $1.3 billion, so continued heavy investment in sales and product weighs on reported earnings. The stock has traded at a premium sales multiple (around 11 times revenue), which leaves little room for error if growth decelerates or the path to GAAP profitability slips. Because its customers are trades and home-services businesses, demand is exposed to the housing cycle, interest rates, and consumer spending on repairs and remodels, and a slowdown could pressure gross transaction volume and net expansion. Stock-based compensation is substantial as a recently public company, diluting shareholders, and lockup-related and secondary share supply can pressure the price. Finally, competition ranges from legacy field-service software to well-funded newer platforms, and larger horizontal software vendors could push deeper into the vertical.
How is ServiceTitan, Inc. (TTAN) valued? (approximate, JULY 2026)
A simple financial snapshot. These are approximations and refresh quarterly; for current figures see ServiceTitan, Inc.'s investor relations page or your broker.
- Revenue (FY2026, ended Jan 2026): ~$961 million (up ~24%)
- Revenue (TTM): ~$1.0 billion
- Gross Transaction Volume (FY2026): ~$82.1 billion (up ~20%)
- GAAP Net Loss (FY2026): ~$160 million (vs ~$239 million prior)
- Non-GAAP Operating Income / Free Cash Flow (FY2026): ~$94 million / ~$85 million
- Market Capitalization: ~$7.5 billion (July 2026)
- Price/Sales: ~11x revenue
- FY2027 Revenue Guidance: ~$1.11-1.12 billion
ServiceTitan trades as a premium-multiple growth software stock, with a price-to-sales ratio around 11 times that sits well above the broader U.S. software average, reflecting its roughly 24% growth and strong retention. It pays no dividend, and because GAAP earnings are still negative, investors typically value it on revenue growth, gross-dollar retention, and the trajectory toward positive operating margins rather than on a price-to-earnings basis. Figures are approximate and as of July 2026; check the latest filings for current numbers.
Who competes with ServiceTitan, Inc. (TTAN)?
Trades and field-service software
Platforms aimed at home-services and trades contractors, such as Housecall Pro, Jobber, FieldEdge, ServiceFusion, and Workiz. These compete most directly with ServiceTitan, though many target smaller shops while ServiceTitan concentrates on larger, multi-technician, and commercial operators with a broader end-to-end suite.
Broad field-service and workforce management
More horizontal field-service management and workforce vendors, including Salesforce Field Service, ServiceMax, and enterprise ERP and CRM suites. These can serve trades use cases as part of wider platforms and represent larger, better-capitalized players that could push deeper into ServiceTitan's vertical.
Point tools and legacy systems
Standalone scheduling, dispatch, invoicing, payments, and marketing tools, plus older on-premise software, spreadsheets, and paper-based processes still used by many contractors. ServiceTitan positions its consolidated, workflow-deep platform as a replacement for this patchwork of point solutions and manual methods.
How to invest in ServiceTitan, Inc. (TTAN)
There are three common ways to get TTAN exposure. Buy shares (or fractional shares) directly at any major broker. Hold an ETF that includes it, which spreads the position across many companies. Or build it into a focused thematic basket, so TTAN sits alongside other stocks that express the same thesis.
Walnut takes the basket route. Describe a thesis where TTAN fits (for example “AI infrastructure” or “dividend-growth large-caps”) and the AI proposes 5 to 6 constituents with target weights. You review the plan and fund it through your own broker when you're ready.
The bottom line on ServiceTitan, Inc. (TTAN)
ServiceTitan is a high-growth vertical-SaaS platform for the trades that crossed a $1 billion revenue run rate in fiscal 2026 while still posting GAAP net losses, so it trades like a premium growth software name whose value hinges on continued growth and improving margins rather than present profits.
More on ServiceTitan, Inc. (TTAN)
Whether TTAN is worth buying today depends more on your time horizon and what you already hold than on any single call. We walk through valuation, what would have to go right, and the risks in is TTAN a buy?, and where the stock could go from here in the TTAN stock forecast.
For income investors, whether TTAN pays a dividend and how the payout looks is covered in does TTAN pay a dividend?
Build a basket around TTAN with Walnut
Use ServiceTitan, Inc. as one constituent in a thematic basket Walnut's AI helps you assemble. Describe a thesis you believe in, the AI proposes the holdings and weights, and you approve before any broker order.
FAQ
What does ServiceTitan do?
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ServiceTitan makes cloud software that serves as the operating system for trades and home-services businesses like HVAC, plumbing, electrical, and roofing contractors. Its platform handles scheduling, dispatch, CRM, marketing, sales, invoicing, payments, and financing in one system.
How does ServiceTitan make money?
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It earns revenue mainly from software subscriptions plus usage-based fees tied to the gross transaction volume its customers run through the platform, along with payments, financing, and other financial-technology products. Revenue tends to grow as its customers' businesses grow.
Is ServiceTitan profitable?
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Not on a GAAP basis. In fiscal 2026 it reported a net loss of about $160 million, narrower than the prior year, while generating positive non-GAAP operating income (about $94 million) and non-GAAP free cash flow (about $85 million). It carries an accumulated deficit near $1.3 billion.
How fast is ServiceTitan growing?
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Revenue grew roughly 24% in fiscal 2026 to about $961 million, and gross transaction volume rose about 20% to roughly $82.1 billion. The company guided fiscal 2027 revenue to about $1.11 to $1.12 billion, and it reports gross dollar retention above 95%.
When did ServiceTitan go public?
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ServiceTitan completed its initial public offering in December 2024, listing on the Nasdaq under the ticker TTAN. As a recently public company it is still in a high-growth, investment-heavy phase with substantial stock-based compensation.
Why is TTAN considered expensive?
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The stock has traded around 11 times revenue, well above the broader software average, while still posting GAAP losses. That premium reflects its growth and retention but leaves limited room for error if growth slows or the path to profits is delayed.
Who are ServiceTitan's competitors?
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Direct competitors include trades software like Housecall Pro, Jobber, FieldEdge, and ServiceFusion, plus broader field-service platforms such as Salesforce Field Service and ServiceMax. It also competes against point tools, legacy systems, and manual paper-based processes.
Does ServiceTitan pay a dividend?
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No. ServiceTitan does not pay a dividend and reinvests cash into growth. Investors typically evaluate it on revenue growth, retention, and progress toward positive operating margins rather than on dividends or a price-to-earnings ratio. Walnut is not an investment adviser, so this is descriptive, not advice.
Walnut is informational, not investment advice. Financial figures on this page are approximations; always verify current numbers with ServiceTitan, Inc.'s investor relations page or your broker before making investment decisions.