Does United Community Banks (UCB) Pay a Dividend? (2026)
Last updated July 2026
Short answer
United Community Banks (UCB) pays a dividend with an approximate yield of ~3% as of early 2026, typically quarterly. A dividend is a slice of profits returned to shareholders, and the yield is that payout divided by the share price, so it drifts as both change. Figures here are approximate; verify the current number with your broker.
Does United Community Banks (UCB) pay a dividend?
Yes. United Community Banks distributes an approximate ~3% yield (early 2026), usually quarterly. UCB trades at a low-to-mid-teens price-to-earnings multiple, typical for a profitable regional bank, with a dividend yield near 3%. Total assets are around $28 billion and the bank reported a strong CET1 capital ratio near 13.4% in early 2026. Valuation is best read against peer Southeast regional banks and against interest-rate expectations rather than growth-stock benchmarks.
UCB dividend at a glance
| 2026-06-15 | $0.25 |
| 2026-03-13 | $0.25 |
| 2025-12-15 | $0.25 |
| 2025-09-15 | $0.25 |
| 2025-06-13 | $0.24 |
| 2025-03-14 | $0.24 |
UCB dividend data as of July 2026, sourced from Yahoo Finance and may be delayed. Yield moves with price and payout; confirm the current dividend and ex-date with UCB's investor relations page before relying on it.
How to think about UCB's dividend
- Yield is a snapshot: ~3% today, but it moves with price and payout.
- Total return vs income: dividends are one part of return; price change is usually the bigger part for a name like UCB.
- Reinvest or take income: a DRIP compounds; taking the cash gives income now.
- For more yield: dedicated dividend stocks and ETFs target higher payouts. See the best dividend ETFs.
The bottom line on the UCB dividend
United Community Banks (UCB) pays an approximate ~3% dividend, so it offers some income but is held mostly for total return, not yield. For the full picture see the UCB guide. Walnut can show how UCB fits your real portfolio. It is not an investment adviser.
Build a basket around UCB with Walnut
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FAQ
Does United Community Banks (UCB) pay a dividend?
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United Community Banks has an approximate dividend yield of ~3% (early 2026). Yields move with price and payout, so treat this as a recent snapshot and verify the current figure with your broker or UCB's investor relations page.
What is UCB's dividend yield?
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Approximately ~3% as of early 2026 (approximate, verify). Remember a higher yield is not automatically better: it can reflect a falling share price as much as a generous payout.
How often does UCB pay its dividend?
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US companies that pay dividends, like United Community Banks if it does, typically distribute them quarterly. Confirm the exact schedule and ex-dividend dates on UCB's investor relations page before relying on the timing.
Can I reinvest UCB dividends?
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Yes. Most brokers offer automatic dividend reinvestment (a DRIP) so any UCB dividend buys more shares automatically. It compounds over time but is still taxable in a taxable account.
Is UCB a good dividend stock?
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Walnut is informational, not investment advice. With an approximate ~3% yield, UCB is more of an income name. Dedicated dividend stocks and ETFs target higher, steadier yield; match the choice to whether you want income now or growth.
Does UCB pay a dividend?
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Yes. As of mid-2026 United Community Banks paid an annual dividend of about $0.99 per share, for a yield near 3% at a share price around $35. Dividends are set by the board and can change based on earnings and capital.
Walnut is informational, not investment advice. Dividend figures are approximate and dated; verify current yield, schedule, and policy with UCB's investor relations page or your broker.