WSFS Financial Corporation (WSFS) Stock Price & How to Invest

Last updated July 2026

Short answer

WSFS Financial (Nasdaq: WSFS) is the holding company for WSFS Bank, the largest locally headquartered bank and wealth franchise in the Greater Philadelphia and Delaware region, so investing in it is a bet on a well-run mid-cap regional bank with a growing fee-income and wealth-management engine. It typically appeals to people who want exposure to a steady, dividend-paying community bank rather than a high-growth story.

WSFS stock price

As of 2026-08-28, WSFS Financial Corporation (WSFS) last closed at $78.30, up 34.3% over the past year. Over the past 52 weeks it has traded between $50.35 and $82.29.

WSFS last close
$78.30
1 day
-0.14%
1 month
-2.90%
1 year
+34.33%
52-week range
$50.35 to $82.29
Last close
2026-08-28

Prices are daily closing prices from Yahoo Finance and may be delayed. For the live quote, check your broker or WSFS Financial Corporation's investor relations page. Walnut is informational, not investment advice.

What does WSFS Financial Corporation (WSFS) do?

WSFS Financial Corporation is a Wilmington, Delaware based bank holding company whose principal subsidiary, WSFS Bank, is one of the oldest banks in the United States operating continuously under the same name (nearly 200 years). It offers commercial and retail banking, treasury and cash-management, and a sizable trust and wealth-management operation, running roughly 115 offices concentrated in Pennsylvania, Delaware, and New Jersey with smaller footprints in Florida, Nevada, and Virginia. As of March 2026 it held about $22.1 billion in balance-sheet assets and roughly $97.6 billion in assets under management and administration.

The investment picture is that of a scaled, profitable regional bank that has diversified beyond spread lending. Alongside net interest income, WSFS earns meaningful fee revenue from wealth and fiduciary services, cash logistics, and institutional services, which cushions it somewhat against pure rate cycles. The stock trades at a modest earnings multiple typical of regional banks, pays a growing dividend, and derives its edge from local market density and a franchise built up through acquisitions like Beneficial and Bryn Mawr Trust.

What's driving WSFS Financial Corporation (WSFS)?

1. Fee and wealth-management diversification

WSFS generates a large share of revenue from noninterest income, including trust, fiduciary, and institutional-services fees. In Q1 2026 fee revenue reached roughly $90 million, helping smooth results when spread income is under pressure. This diversification is a structural differentiator versus smaller, lending-only community banks.

2. Regional density and franchise scale

The bank is the largest locally headquartered franchise in the Greater Philadelphia and Delaware market, giving it deposit-gathering advantages and local relationships that national banks struggle to replicate. Its roughly $18.5 billion deposit base includes a substantial share of noninterest-bearing deposits (around $6.4 billion). That funding profile supports margins and returns.

3. Capital return and profitability

WSFS has posted strong returns on assets (around 1.65% in Q1 2026) and continues to raise its dividend, recently lifting the quarterly payout by 18% to about $0.20 per share. Buybacks and a reduced share count also support per-share earnings. The combination signals management confidence in through-cycle profitability.

4. Rate-cycle and credit normalization

Net interest margin has stayed relatively steady near the high-3% range, and recoveries (including a large loan recovery in Q1 2026) have flattered recent credit results. If rates and the yield curve cooperate, the bank has room to expand net interest income while managing deposit costs.

What are the risks to WSFS Financial Corporation (WSFS)?

As a regional bank, WSFS is exposed to net interest margin compression if deposit costs rise faster than asset yields or if the yield curve stays inverted. Commercial real estate exposure, notably office, could raise nonperforming assets and provision expense if the economy weakens. Deposit competition from both large banks and fintechs pressures funding costs and could erode the low-cost deposit advantage. Recent earnings have benefited from one-time items like a sizable loan recovery and reserve releases, so core run-rate profitability may look softer without them. Its geographic concentration in the Mid-Atlantic means regional economic shocks hit harder than they would for a nationally diversified peer.

What is the WSFS Financial Corporation (WSFS) forecast?

6 analysts publish price targets on WSFS, averaging $87.25 against a $80.20 price as of August 2026, or +8.8%. The published targets run from $80.00 to $92.50, a narrow spread, and the ratings split 3 buy, 3 hold, 0 sell. Over the last six months there have been 7 raises and 0 cuts among the published actions. A price target is what an analyst published on a date, not a prediction, and sell-side ratings skew positive across the whole market.

Read the full WSFS forecast and price target for the target table, the recent rating actions by firm, and how the consensus has shifted.

Is WSFS a buy or a sell?

We give no verdict on WSFS Financial Corporation. Both cases are real, which is why the question is contested at all, so here is the strongest version of each.

The case for buying. Fee and wealth-management diversification. WSFS generates a large share of revenue from noninterest income, including trust, fiduciary, and institutional-services fees. The most optimistic published target, $92.50, assumes this works close to its best case.

The case against. As a regional bank, WSFS is exposed to net interest margin compression if deposit costs rise faster than asset yields or if the yield curve stays inverted. The most pessimistic target, $80.00, is roughly what WSFS is worth if this bites instead.

Read the full bull and bear case on WSFS, including what would have to change to break either one. Walnut is not an investment adviser.

How is WSFS Financial Corporation (WSFS) valued? (approximate, July 2026)

A simple financial snapshot. These are approximations and refresh quarterly; for current figures see WSFS Financial Corporation's investor relations page or your broker.

  • Total assets: ~$22.1B
  • Total deposits: ~$18.5B
  • AUM & administration: ~$97.6B
  • Q1 2026 net income: ~$86.8M
  • Market cap: ~$4.0B
  • P/E ratio: ~13-14x

WSFS trades at a low-to-mid teens price-to-earnings multiple that is typical for profitable regional banks, with a dividend yield near 1%. Q1 2026 core EPS of about $1.68 was up sharply year over year, though part of that reflected a large loan recovery and reserve release rather than pure operating growth. The share price sat near $77 in mid-2026, close to its 52-week high.

Who competes with WSFS Financial Corporation (WSFS)?

Regional and community banks

Direct rivals in the Mid-Atlantic such as Fulton Financial, United Bankshares, Flagstar, and TowneBank compete for the same commercial and retail deposit and lending relationships across Pennsylvania, Delaware, and New Jersey.

National and money-center banks

Large institutions with branches in WSFS markets bring scale, technology budgets, and broad product sets that pressure pricing on deposits and loans, competing for both consumers and larger commercial clients.

Wealth managers and fintechs

Trust and wealth-management specialists compete with WSFS's fiduciary business, while digital-first fintechs chase deposits and payments, adding pressure on funding costs and fee lines.

What stocks are similar to WSFS Financial Corporation (WSFS)?

Other names that sit close to WSFS: same theme, named as a direct competitor, or held beside it in the same funds. Each entry says which. Worth a look if you are thinking about diversification within a thesis rather than concentration on one ticker.

How to invest in WSFS Financial Corporation (WSFS)

There are three common ways to get WSFS exposure. Buy shares (or fractional shares) directly at any major broker. Hold an ETF that includes it, which spreads the position across many companies. Or build it into a focused thematic portfolio, so WSFS sits alongside other stocks that express the same thesis.

Walnut takes the portfolio route. Describe a thesis where WSFS fits (for example “AI infrastructure” or “dividend-growth large-caps”) and the AI proposes 5 to 6 constituents with target weights. You review the plan and fund it through your own broker when you're ready.

New to this? Start with how to invest in stocks, see how to analyze a stock with AI, or compare the best AI stock analyzers.

The bottom line on WSFS Financial Corporation (WSFS)

WSFS is a durable, regionally dominant bank whose fee and wealth businesses differentiate it from a plain lender, with the usual regional-bank sensitivities to rates and credit.

More on WSFS Financial Corporation (WSFS)

Whether WSFS is worth buying today depends more on your time horizon and what you already hold than on any single call. We walk through valuation, what would have to go right, and the risks in is WSFS a buy or a sell?, and where the stock could go from here in the WSFS stock forecast.

For income investors, whether WSFS pays a dividend and how the payout looks is covered in does WSFS pay a dividend? And to weigh WSFS against a peer, read the full side-by-side comparisons: WSFS vs FULT and WSFS vs UBSI.

Wondering how WSFS fits the portfolio you already own? Walnut is an AI investing app that connects your brokerage read-only and answers questions like that about your actual holdings: overlap, concentration, and how each position tracks the S&P 500. Compare the best AI portfolio analyzers or see the best AI investing apps in 2026.

Investing in WSFS Financial Corporation with AI

Connect the broker you already use and ask Walnut's AI how WSFS fits what you actually hold: whether you own it already through a fund, what it would do to your concentration, and how it has tracked the S&P 500. Read-only by default, and you approve anything before it reaches your broker.

FAQ

What does WSFS Financial do?

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It is the holding company for WSFS Bank, a regional bank offering commercial and retail banking, treasury and cash-management, and trust and wealth-management services, concentrated in the Greater Philadelphia and Delaware region.

Where is WSFS based and how big is it?

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WSFS is headquartered in Wilmington, Delaware. As of March 2026 it had about $22.1 billion in balance-sheet assets and roughly $97.6 billion in assets under management and administration, operating around 115 offices.

Is WSFS profitable?

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Yes. It reported Q1 2026 net income of about $86.8 million and a return on assets near 1.65%, though recent results were boosted by a large loan recovery and reserve releases that may not repeat.

Does WSFS pay a dividend?

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Yes. WSFS recently raised its quarterly dividend by about 18% to roughly $0.20 per share, for a yield near 1%. It has a track record of growing its payout over time.

How is WSFS valued?

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In mid-2026 the stock traded around $77 with a market capitalization near $4.0 billion and a price-to-earnings ratio of roughly 13 to 14 times, a valuation typical for a profitable regional bank.

Who are WSFS's main competitors?

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It competes with regional banks like Fulton Financial, United Bankshares, Flagstar, and TowneBank, as well as national banks and, increasingly, fintechs and wealth-management specialists in its markets.

What are the biggest risks for WSFS?

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Key risks include net interest margin compression, commercial real estate (especially office) credit exposure, deposit-cost competition, reliance on one-time gains in recent results, and heavy geographic concentration in the Mid-Atlantic.

What makes WSFS different from a typical community bank?

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Its large trust and wealth-management and institutional-services businesses generate substantial fee income, diversifying revenue beyond spread lending and giving it scale advantages over smaller lending-only banks in its region.

Walnut is informational, not investment advice. Financial figures on this page are approximations; always verify current numbers with WSFS Financial Corporation's investor relations page or your broker before making investment decisions.