WSFS Financial Corporation (WSFS) Stock Price & How to Invest
Last updated October 2026
Short answer
WSFS Financial (Nasdaq: WSFS) is the holding company for WSFS Bank, the largest locally headquartered bank and wealth franchise in the Greater Philadelphia and Delaware region, so investing in it is a bet on a well-run mid-cap regional bank with a growing fee-income and wealth-management engine. It typically appeals to people who want exposure to a steady, dividend-paying community bank rather than a high-growth story. As of October 16, 2026 the shares closed at $76.50, up about 39% for the year, for a market value near $3.9 billion.
WSFS stock price
As of 2026-10-16, WSFS Financial Corporation (WSFS) last closed at $76.35, up 48.7% over the past year. Over the past 52 weeks it has traded between $51.34 and $82.29.
Prices are daily closing prices from Yahoo Finance and may be delayed. For the live quote, check your broker or WSFS Financial Corporation's investor relations page. Walnut is informational, not investment advice.
What does WSFS Financial Corporation (WSFS) do?
WSFS Financial Corporation is a Wilmington, Delaware based bank holding company whose principal subsidiary, WSFS Bank, is one of the oldest banks in the United States operating continuously under the same name (nearly 200 years). It offers commercial and retail banking, treasury and cash-management, and a sizable trust and wealth-management operation, running roughly 115 offices concentrated in Pennsylvania, Delaware, and New Jersey with smaller footprints in Florida, Nevada, and Virginia. As of March 2026 it held about $22.1 billion in balance-sheet assets and roughly $97.6 billion in assets under management and administration.
The investment picture is that of a scaled, profitable regional bank that has diversified beyond spread lending. Alongside net interest income, WSFS earns meaningful fee revenue from wealth and fiduciary services, cash logistics, and institutional services, which cushions it somewhat against pure rate cycles. The stock trades at a modest earnings multiple typical of regional banks (about 12.8 times trailing and 10.9 times forward earnings as of October 2026), pays a growing dividend, and derives its edge from local market density and a franchise built up through acquisitions like Beneficial and Bryn Mawr Trust.
Recent results have been consistently ahead of expectations. Q2 2026 EPS of $1.66 beat a $1.50 consensus on revenue of about $282 million (up about 8.8% year over year) and net income near $84 million, following Q1's $1.68 against $1.50. Trailing net income has reached about $320 million. The market has noticed: at $76.50 on October 16, 2026, WSFS was up about 39% year to date and about 52% over twelve months, a little below its 52-week high of $82.94. The company is also extending the Bryn Mawr Trust wealth brand, expanding into Lancaster, Pennsylvania in September 2026 and introducing five signature banking offices in October. Third-quarter results are due October 22, 2026, with consensus near $1.62 a share on about $289 million of revenue.
What's driving WSFS Financial Corporation (WSFS)?
1. Fee and wealth-management diversification
WSFS generates a large share of revenue from noninterest income, including trust, fiduciary, and institutional-services fees. In Q1 2026 fee revenue reached roughly $90 million, helping smooth results when spread income is under pressure. This diversification is a structural differentiator versus smaller, lending-only community banks.
2. Regional density and franchise scale
The bank is the largest locally headquartered franchise in the Greater Philadelphia and Delaware market, giving it deposit-gathering advantages and local relationships that national banks struggle to replicate. Its roughly $18.5 billion deposit base includes a substantial share of noninterest-bearing deposits (around $6.4 billion). That funding profile supports margins and returns. In September and October 2026 WSFS and Bryn Mawr Trust expanded into Lancaster and introduced five signature banking offices that combine banking and wealth advice under one roof.
3. Capital return and profitability
WSFS has posted strong returns on assets (around 1.65% in Q1 2026) and continues to raise its dividend, having lifted the quarterly payout by 18% to about $0.20 per share. EPS has beaten consensus in each of the last four reported quarters, most recently $1.66 against $1.50 in Q2 2026, and analysts expect about $6.61 for 2026 and $7.01 for 2027. Buybacks and a reduced share count also support per-share earnings, and the payout ratio near 12% leaves ample room for both.
4. Rate-cycle and credit normalization
Net interest margin has stayed relatively steady near the high-3% range, and recoveries (including a large loan recovery in Q1 2026) have flattered recent credit results. If rates and the yield curve cooperate, the bank has room to expand net interest income while managing deposit costs.
What are the risks to WSFS Financial Corporation (WSFS)?
As a regional bank, WSFS is exposed to net interest margin compression if deposit costs rise faster than asset yields or if the yield curve stays inverted. Commercial real estate exposure, notably office, could raise nonperforming assets and provision expense if the economy weakens. Deposit competition from both large banks and fintechs pressures funding costs and could erode the low-cost deposit advantage. Recent earnings have benefited from one-time items like a sizable loan recovery and reserve releases, so core run-rate profitability may look softer without them. Its geographic concentration in the Mid-Atlantic means regional economic shocks hit harder than they would for a nationally diversified peer. After a roughly 39% gain in 2026 the shares carry higher expectations than they did a year ago, and consensus calls for EPS growth to slow to about 6% in 2027 from about 27% in 2026.
What is the WSFS Financial Corporation (WSFS) forecast?
6 analysts publish price targets on WSFS, averaging $88.42 against a $76.35 price as of October 2026, or +15.8%. The published targets run from $83.00 to $92.50, a narrow spread, and the ratings split 2 buy, 4 hold, 0 sell. Over the last six months there have been 7 raises and 2 cuts among the published actions. A price target is what an analyst published on a date, not a prediction, and sell-side ratings skew positive across the whole market.
Read the full WSFS forecast and price target for the target table, the recent rating actions by firm, and how the consensus has shifted.
Is WSFS a buy or a sell?
We give no verdict on WSFS Financial Corporation. Both cases are real, which is why the question is contested at all, so here is the strongest version of each.
The case for buying. Fee and wealth-management diversification. WSFS generates a large share of revenue from noninterest income, including trust, fiduciary, and institutional-services fees. The most optimistic published target, $92.50, assumes this works close to its best case.
The case against. As a regional bank, WSFS is exposed to net interest margin compression if deposit costs rise faster than asset yields or if the yield curve stays inverted. The most pessimistic target, $83.00, is roughly what WSFS is worth if this bites instead.
Read the full bull and bear case on WSFS, including what would have to change to break either one. Walnut is not an investment adviser.
Has WSFS Financial Corporation (WSFS) split its stock?
No. WSFS Financial Corporation (WSFS) has not split its stock in the last 10 years. That is a statement about the window we check rather than about the company’s entire history, so an older split is possible. It also matters less than it once did: fractional shares mean a high price per share no longer keeps smaller investors out, which removed most of the practical reason to split.
How is WSFS Financial Corporation (WSFS) valued? (approximate, October 2026)
A simple financial snapshot. These are approximations and refresh quarterly; for current figures see WSFS Financial Corporation's investor relations page or your broker.
- Revenue (TTM): ~$1.08B
- Revenue growth (Q2 2026, YoY): ~8.8%
- Net income (TTM): ~$320M
- Q2 2026 EPS: ~$1.66 (vs ~$1.50 est.)
- P/E (trailing / forward): ~12.8x / ~10.9x
- Price to book: ~1.4x
- Dividend yield: ~1.0%
- Market cap: ~$3.9B
At $76.50 on October 16, 2026, WSFS trades near 12.8 times trailing and 10.9 times forward earnings and about 1.4 times book, with a dividend yield near 1%. Earnings have outrun estimates for four straight quarters, though part of early-2026 strength reflected a large loan recovery and reserve release rather than pure operating growth. Q3 results arrive October 22 with consensus near $1.62, and the six covering analysts average an $88 target.
Who competes with WSFS Financial Corporation (WSFS)?
Regional and community banks
Direct rivals in the Mid-Atlantic such as Fulton Financial, United Bankshares, Flagstar, and TowneBank compete for the same commercial and retail deposit and lending relationships across Pennsylvania, Delaware, and New Jersey.
National and money-center banks
Large institutions with branches in WSFS markets bring scale, technology budgets, and broad product sets that pressure pricing on deposits and loans, competing for both consumers and larger commercial clients.
Wealth managers and fintechs
Trust and wealth-management specialists compete with WSFS's fiduciary business, while digital-first fintechs chase deposits and payments, adding pressure on funding costs and fee lines.
What stocks are similar to WSFS Financial Corporation (WSFS)?
Other names that sit close to WSFS: same theme, named as a direct competitor, or held beside it in the same funds. Each entry says which. Worth a look if you are thinking about diversification within a thesis rather than concentration on one ticker.
How to invest in WSFS Financial Corporation (WSFS)
There are three common ways to get WSFS exposure. Buy shares (or fractional shares) directly at any major broker. Hold an ETF that includes it, which spreads the position across many companies. Or build it into a focused thematic portfolio, so WSFS sits alongside other stocks that express the same thesis.
Walnut takes the portfolio route. Describe a thesis where WSFS fits (for example “AI infrastructure” or “dividend-growth large-caps”) and the AI proposes 5 to 6 constituents with target weights. You review the plan and fund it through your own broker when you're ready.
New to this? Start with how to invest in stocks, see how to analyze a stock with AI, or compare the best AI stock analyzers.
The bottom line on WSFS Financial Corporation (WSFS)
WSFS is a durable, regionally dominant bank whose fee and wealth businesses differentiate it from a plain lender, with the usual regional-bank sensitivities to rates and credit. After four straight quarterly EPS beats the stock has risen about 39% in 2026 and about 52% over a year, yet still trades near 11 times forward earnings ahead of Q3 results on October 22.
More on WSFS Financial Corporation (WSFS)
Whether WSFS is worth buying today depends more on your time horizon and what you already hold than on any single call. We walk through valuation, what would have to go right, and the risks in is WSFS a buy or a sell?, and where the stock could go from here in the WSFS stock forecast.
For income investors, whether WSFS pays a dividend and how the payout looks is covered in does WSFS pay a dividend? And to weigh WSFS against a peer, read the full side-by-side comparisons: WSFS vs FULT and WSFS vs UBSI.
Wondering how WSFS fits the portfolio you already own? Walnut is an AI investing app that connects your brokerage read-only and answers questions like that about your actual holdings: overlap, concentration, and how each position tracks the S&P 500. Compare the best AI portfolio analyzers or see the best AI investing apps in 2026.
Investing in WSFS Financial Corporation with AI
Connect the broker you already use and ask Walnut's AI how WSFS fits what you actually hold: whether you own it already through a fund, what it would do to your concentration, and how it has tracked the S&P 500. Read-only by default, and you approve anything before it reaches your broker.
FAQ
What does WSFS Financial do?
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It is the holding company for WSFS Bank, a regional bank offering commercial and retail banking, treasury and cash-management, and trust and wealth-management services, concentrated in the Greater Philadelphia and Delaware region.
Where is WSFS based and how big is it?
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WSFS is headquartered in Wilmington, Delaware. As of March 2026 it had about $22.1 billion in balance-sheet assets and roughly $97.6 billion in assets under management and administration, operating around 115 offices.
Is WSFS profitable?
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Yes. It reported net income of about $86.8 million in Q1 2026 and about $84.4 million in Q2 2026, with trailing twelve-month net income near $320 million and a Q1 return on assets near 1.65%. Early-2026 results were boosted by a large loan recovery and reserve releases that may not repeat.
Does WSFS pay a dividend?
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Yes. WSFS raised its quarterly dividend by about 18% to roughly $0.20 per share ($0.80 a year), for a yield near 1.0% as of October 2026 and a payout ratio around 12% of earnings. It has a track record of growing its payout over time.
How is WSFS valued?
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As of October 16, 2026 the stock traded at $76.50 with a market capitalization near $3.9 billion, about 12.8 times trailing earnings, 10.9 times forward earnings and roughly 1.4 times book value, a valuation typical for a profitable regional bank.
Who are WSFS's main competitors?
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It competes with regional banks like Fulton Financial, United Bankshares, Flagstar, and TowneBank, as well as national banks and, increasingly, fintechs and wealth-management specialists in its markets.
What are the biggest risks for WSFS?
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Key risks include net interest margin compression, commercial real estate (especially office) credit exposure, deposit-cost competition, reliance on one-time gains in recent results, and heavy geographic concentration in the Mid-Atlantic.
What makes WSFS different from a typical community bank?
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Its large trust and wealth-management and institutional-services businesses generate substantial fee income, diversifying revenue beyond spread lending and giving it scale advantages over smaller lending-only banks in its region.
How did WSFS do in its latest quarter?
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In Q2 2026 WSFS earned $1.66 a share against a $1.50 consensus, on revenue of about $282 million (up about 8.8% year over year) and net income near $84 million. It was the fourth straight quarterly beat. Q3 2026 results are scheduled for October 22, 2026, with analysts expecting about $1.62 a share.
How has WSFS stock performed in 2026?
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Strongly. As of the October 16, 2026 close of $76.50, WSFS was up about 39% year to date and about 52% over the past year, within a 52-week range of $50.31 to $82.94. It has eased about 4% over the past three months.
Walnut is informational, not investment advice. Financial figures on this page are approximations; always verify current numbers with WSFS Financial Corporation's investor relations page or your broker before making investment decisions.