QQQ vs VGT: Which ETF Is Better in 2026?
Short answer
QQQ (Invesco QQQ Trust) tracks Nasdaq-100 at 0.20%; VGT (Vanguard Information Technology ETF) tracks MSCI US IMI Information Technology 25/50 at 0.09%. They give you different exposure, so pick by what you want to own: QQQ for Nasdaq-100, VGT for MSCI US IMI Information Technology 25/50. Neither is universally better.
QQQ vs VGT at a glance
| QQQ | VGT | |
|---|---|---|
| Fund | Invesco QQQ Trust | Vanguard Information Technology ETF |
| Tracks | Nasdaq-100 | MSCI US IMI Information Technology 25/50 |
| Expense ratio | 0.20% | 0.09% |
| Dividend yield | ~0.6% | ~0.6% |
| AUM | ~$320 billion | ~$95 billion |
| Top holding | MSFT | MSFT |
| Issuer | Invesco | Vanguard |
Approximate as of early 2026; verify with each issuer.
What is QQQ?
Tracks the Nasdaq-100, the 100 largest non-financial companies listed on Nasdaq. Heavily weighted toward technology and consumer growth. QQQM is the cheaper Invesco sibling (0.15%) for buy-and-hold; QQQ stays popular for its deep options market.
What is VGT?
Tracks the MSCI US Information Technology sector. Cheapest cost vehicle for sector-tech exposure. Excludes Amazon, Alphabet, and Meta because they're classified as Consumer Discretionary or Communication Services, not IT.
QQQ or VGT: which should you pick?
- Pick QQQ if you want Nasdaq-100 exposure at 0.20%.
- Pick VGT if you want MSCI US IMI Information Technology 25/50 exposure at 0.09%.
- Overlap: they share top holdings (MSFT, AAPL, NVDA, AVGO), so owning both adds less diversification than it appears.
- Cost: 0.20% vs 0.09%, a small but compounding difference.
The bottom line: QQQ vs VGT
QQQ (Nasdaq-100) and VGT (MSCI US IMI Information Technology 25/50) give you different exposure, so pick by what you want to own, not by which is "better". They overlap heavily, so owning both mostly doubles a fee. Walnut can show the overlap against your real portfolio before you decide.
Build a portfolio around QQQ with Walnut
Walnut connects your real brokerage so you can see how QQQ and VGT overlap with what you already own, analyze either by chatting through Claude or ChatGPT, and place any trade yourself.
FAQ
What is the difference between QQQ and VGT?
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QQQ tracks Nasdaq-100 (0.20% expense ratio); VGT tracks MSCI US IMI Information Technology 25/50 (0.09%). They track different indexes, so they give you different exposure.
Is QQQ or VGT cheaper?
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QQQ charges 0.20% and VGT charges 0.09% as of early 2026. Over decades the cheaper fund keeps more of your return, but verify current figures with each issuer.
Do QQQ and VGT hold the same stocks?
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They overlap meaningfully: shared top holdings include MSFT, AAPL, NVDA, AVGO. Owning both can mean less diversification than it looks.
Which has a higher dividend yield, QQQ or VGT?
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QQQ yields about ~0.6% and VGT about ~0.6% (early 2026, approximate). If income matters, that gap is one input, but total return and cost matter more for most long-term investors.
Should you own both QQQ and VGT?
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Often not, because they overlap heavily (MSFT, AAPL, NVDA, AVGO and more), so holding both adds cost without much extra diversification. Walnut can show the overlap against your real portfolio.
Walnut is informational, not investment advice. ETF figures are approximations stamped to early 2026; verify current data with each issuer before deciding. Nothing here is a recommendation.