BGSI vs CCC: How Boyd Group Services and CCC Intelligent Solutions Compare (2026)

Same yardstick, side by side (as of August 2026). Valuation lined up like this is most meaningful for two names in the same corner of the market, which these are. Figures are approximate; verify before investing.

Reading it: CCC is the cheaper of the two on forward earnings, but cheaper is not the same as better. Pair the valuation with growth (how far the forward P/E sits below the trailing P/E) and risk (beta) before you decide.

The metrics above tell you which is the marginally better business. The bigger risk for most people is not picking the slightly worse stock, it is over-concentrating. BGSI and CCC share themes, so owning both, or adding either to what you already hold, can quietly push a large share of your portfolio into one bet.

This is the part a generic comparison page cannot answer, because it depends on what you own. Connect your brokerage and Walnut shows your real, combined BGSI and CCC exposure, flags overlap with your existing positions, and tells you if adding one would tip you past a concentration you are comfortable with, read-only by default, with your login staying at your broker. Walnut is not an investment adviser.

Boyd Group Services Inc. operates roughly 1,312 collision repair centers across North America, trading as Gerber Collision & Glass in the United States, Boyd Autobody & Glass in Canada, and Joe Hudson's Collision Center across the U.S. Southeast after that chain was acquired in January 2026. It also runs auto glass repair and replacement through Glass America and related brands. The company is headquartered in Winnipeg, reports in U.S. dollars, and is dual listed on the Toronto Stock Exchange as BYD and the NYSE as BGSI. The economics are business-to-business in practice: most work arrives through direct repair program relationships with insurance carriers, so the volume driver is how many repairable accident claims get filed, not how many drivers feel like spending.

Full BGSI guide

CCC Intelligent Solutions runs an integrated cloud platform that connects roughly 35,000 businesses across the property and casualty (P&C) insurance value chain, including insurers, collision repair shops, automakers, and parts suppliers. Founded in 1980 and based in Chicago, the company sits at the center of the complex auto claims process, monetizing through SaaS subscriptions, per-claim transaction fees, and data and analytics products. Its estimating software is the de facto US standard, with an estimated 70 to 80 percent share among repair shops, which creates strong network effects and switching costs.

Full CCC guide

Both fit overlapping themes, but they are not interchangeable. The useful comparison is which set of drivers and risks you want exposure to.

• BGSI drivers: Joe Hudson integration and the consolidation runway; Margin expansion against flat organic volume.
• CCC drivers: Entrenched network-effect moat; AI and emerging solutions upsell.

A faster-growing, richer-valued name usually swings harder, so it suits a longer horizon and a higher tolerance for volatility; a steadier, more cash-generative business suits a more conservative or income-minded investor. The honest test is which set of risks you could hold through a drawdown: Volume is decided by insurers and accident frequency, and the multi-year decline in repairable claims (driven by advanced driver assistance systems, higher deductibles and drivers choosing not to file) is a structural headwind, not just a cycle. For CCC, the most cited risk is valuation: with a price-to-earnings ratio near 98 and a premium revenue multiple, the stock leaves little margin for error if growth decelerates.

Growth-minded investors who believe the theme has years to run tend to accept the richer multiple for more upside; value-minded investors lean toward the cheaper forward earnings and steadier profile. Pick BGSI if you believe its drivers more; CCC if you believe its. Many investors hold both, but since they share themes, that is a concentrated bet, not diversification. Decide deliberately and check overlap. For the full detail, see the BGSI and CCC guides.

BGSI. The trailing P/E above 200 is a mechanical artifact of near-zero GAAP earnings, not a valuation signal, which is why the market prices this on EV to adjusted EBITDA (roughly 13x the fiscal 2025 figure, closer to 10x on the annualized Q1 2026 run rate) and on forward earnings near 25x. Note that Boyd's adjusted EBITDA is reported after IFRS 16, so lease costs sit below the line and the figure is not directly comparable to pre-lease-accounting history. Second quarter 2026 results are scheduled for August 12, 2026, before the open.

CCC. CCC beat Q1 2026 estimates with EPS of about $0.11 and returned to GAAP net income of roughly $15 million versus a prior-year loss, and raised full-year revenue guidance to around 9 to 10 percent growth. It also completed a ~$300 million accelerated share repurchase (about 43 million shares) plus additional open-market buybacks. The premium valuation reflects the sticky, high-margin model, so investors are effectively paying up for durability and AI-driven upside.

Headline figures (approximate, August 2026): BGSI shows revenue (ttm) ~$3.36 billion, up ~9.8%, q1 2026 sales / adjusted ebitda ~$996.7M (+28.1%) / ~$122.4M at ~12.3% margin, fy2025 adjusted ebitda ~$376.3 million (~12.0% margin), adjusted EPS ~$2.78, net earnings (ttm) ~$13.1 million, reported EPS ~$0.66; CCC shows revenue (q1 2026) ~$281M, revenue growth (yoy) ~12% (all organic), adjusted ebitda (q1 2026) ~$120M (~43% margin), gaap gross margin ~74%.

BGSI and CCC are related but distinct: same themes, different businesses and risks. Neither wins in the abstract; the right pick is whichever thesis you actually believe, sized so you are not over-concentrated in one theme. Walnut can show your combined BGSI and CCC exposure against your real portfolio. It is not an investment adviser.