Fidelity National Information S (FIS) Stock Price & How to Invest

Fidelity National Information Services, Inc. is a global financial-technology company that provides the software and services banks, capital-markets firms, and merchants run on. It operates mainly through two segments, Banking Solutions (core processing, digital banking, payments, and related software for financial institutions) and Capital Market Solutions (trading, treasury, lending, and risk technology for buy-side and sell-side firms). FIS serves more than 20,000 clients across over 130 countries and processes trillions of dollars in transactions each year, which makes it more of an embedded infrastructure vendor than a consumer-facing brand. Because its software is woven into clients' daily operations, revenue is heavily recurring and switching costs are high.

FIS spent recent years reshaping its portfolio. It had acquired Worldpay in 2019, then spun off a majority stake in 2023 to a private-equity buyer while keeping a minority interest. In April 2025 it agreed to a two-sided deal with Global Payments: FIS would buy the Issuer Solutions card-processing business and sell its remaining Worldpay stake to Global Payments. Those transactions closed in January 2026, leaving FIS more focused on banking and capital-markets technology plus card issuing. For 2026 FIS guided to mid-single-digit pro forma revenue growth with continued adjusted EBITDA margin expansion, driven by a mix shift toward higher-margin recurring software and payments. The story is durability and steady compounding rather than rapid growth, with the Issuer Solutions integration and deleveraging as the key execution items.

The main risk is that FIS is a mature, slower-growing business competing against strong rivals, so growth can disappoint if bank IT spending softens or clients delay projects. Its long history of acquisitions and divestitures, including the costly Worldpay round trip, is a reminder that large deals do not always create shareholder value, and the Issuer Solutions integration carries execution and financing risk. The 2026 transactions were partly debt-funded, so leverage is elevated until FIS deleverages as planned, which pressures the balance sheet if cash flow lags. Competition from Fiserv, Global Payments, ACI Worldwide, Temenos, Oracle, and newer cloud-native core-banking vendors is intense, and technology shifts toward modern, cloud-first platforms could erode the switching-cost moat over time. The stock has also been volatile, having fallen sharply over the past year on growth and guidance concerns.

22 analysts publish price targets on FIS, averaging $56.55 against a $44.77 price as of August 2026, or +26.3%. The published targets run from $37.00 to $85.00, a wide spread, and the ratings split 15 buy, 11 hold, 1 sell. Over the last six months there have been 0 raises and 8 cuts among the published actions. A price target is what an analyst published on a date, not a prediction, and sell-side ratings skew positive across the whole market.

Read the full FIS forecast and price target for the target table, the recent rating actions by firm, and how the consensus has shifted.

We give no verdict on Fidelity National Information S. Both cases are real, which is why the question is contested at all, so here is the strongest version of each.

The case for buying. Sticky, recurring banking software. The heart of FIS is core banking and digital-banking software that financial institutions run their operations on. The most optimistic published target, $85.00, assumes this works close to its best case.

The case against. The main risk is that FIS is a mature, slower-growing business competing against strong rivals, so growth can disappoint if bank IT spending softens or clients delay projects. The most pessimistic target, $37.00, is roughly what FIS is worth if this bites instead.

Read the full bull and bear case on FIS, including what would have to change to break either one. Walnut is not an investment adviser.

A simple financial snapshot. These are approximations and refresh quarterly; for current figures see Fidelity National Information S's investor relations page or your broker.

• Revenue (TTM): ~$10 to 11 billion (2025 revenue was roughly $10.7 billion; segment mix shifts after the January 2026 Issuer Solutions and Worldpay transactions)
• 2026 revenue growth guidance: ~mid-single-digit pro forma (roughly 5% to 6%), with much larger reported/adjusted growth reflecting the Issuer Solutions consolidation
• Adjusted EBITDA margin: ~high-30s percent, with guidance for continued margin expansion
• Market cap: ~$20 billion (stock in the roughly $40 range in mid-2026)
• Segments: Banking Solutions and Capital Market Solutions, plus the newly acquired Issuer Solutions card business
• Balance sheet note: elevated leverage after the debt-funded Issuer Solutions purchase, targeting deleveraging toward ~2.8x gross leverage within roughly 18 months

Figures are approximate and tied to the asOf date; verify live numbers before acting. The January 2026 close of the Issuer Solutions acquisition and Worldpay sale makes reported and pro forma growth figures diverge sharply, so read guidance carefully and check which basis a number uses. FIS trades as a mature, cash-generative software and payments company, so investors tend to weigh recurring-revenue durability, margin expansion, and deleveraging progress more than headline growth.

If you want FIS exposure as part of a larger bundle rather than directly, these ETFs hold it meaningfully. Weights are approximate and refresh quarterly.

Other names that sit close to FIS: same theme, named as a direct competitor, or held beside it in the same funds. Each entry says which. Worth a look if you are thinking about diversification within a thesis rather than concentration on one ticker.

There are three common ways to get FIS exposure. Buy shares (or fractional shares) directly at any major broker. Hold an ETF that includes it (FINX), which spreads the position across many companies. Or build it into a focused thematic portfolio, so FIS sits alongside other stocks that express the same thesis.

Walnut takes the portfolio route. Describe a thesis where FIS fits (for example “AI infrastructure” or “dividend-growth large-caps”) and the AI proposes 5 to 6 constituents with target weights. You review the plan and fund it through your own broker when you're ready.

New to this? Start with how to invest in stocks, see how to analyze a stock with AI, or compare the best AI stock analyzers.

FIS is a sticky, recurring-revenue banking and capital-markets software provider that just reshaped its portfolio by selling its Worldpay stake and buying the Issuer Solutions business. The thesis is steady mid-single-digit growth and margin expansion, not rapid growth, so it suits investors who value durability over upside.

Whether FIS is worth buying today depends more on your time horizon and what you already hold than on any single call. We walk through valuation, what would have to go right, and the risks in is FIS a buy or a sell?, and where the stock could go from here in the FIS stock forecast.

For income investors, whether FIS pays a dividend and how the payout looks is covered in does FIS pay a dividend? And to weigh FIS against a peer, read the full side-by-side comparisons: FIS vs FISV and FIS vs GPN.