Life Time Group Holdings, Inc. (LTH) Stock Price & How to Invest

Life Time Group Holdings runs more than 190 large-format athletic country clubs across the United States and Canada, pairing gyms with pools, spas, pickleball and tennis courts, cafes, coworking spaces and a digital platform of classes and events. It positions itself at the premium end of the fitness market, charging average monthly dues around $230 and average revenue per membership near $930, and it has been deliberately shifting toward higher-value members and away from lower-paying insurance-administered memberships. Revenue reached roughly $3.0 billion in 2025 and continued to climb in early 2026, with the company profitable and expanding.

The investment picture is one of premium, capital-intensive growth funded partly by debt and sale-leaseback financing. Life Time plans to open 12 to 14 new clubs in 2026 and is monetizing owned real estate through sale-leasebacks to fund expansion and buybacks, which lifts revenue and margins but also raises rent obligations and leaves a sizable debt load. The bet is on continued membership demand and pricing power at the high end of the market, balanced against the cost of building and financing each new club.

The most cited risk is heavy capital spending and reliance on sale-leasebacks, which can squeeze cash flow and margins if financing conditions worsen or rents rise. The company carries a large debt load of roughly $4.2 billion against modest cash, leaving net debt to equity around 42%. Premium memberships are discretionary, so a consumer slowdown or recession could pressure sign-ups and retention at the high price point. Rapid new-club openings raise execution risk if individual projects underperform their payback expectations. Competition from Equinox, boutique studios and lower-cost chains adds pressure on member acquisition and pricing.

A simple financial snapshot. These are approximations and refresh quarterly; for current figures see Life Time Group Holdings, Inc.'s investor relations page or your broker.

• Revenue (TTM): ~$3.1B
• Q1 2026 revenue: ~$789M (up ~11.7% YoY)
• Net income (TTM): ~$400M
• Market cap: ~$9.4B
• Trailing P/E: ~24x
• Total debt: ~$4.2B

Life Time grew 2025 revenue about 14% to roughly $3.0 billion and kept expanding in early 2026, with Q1 revenue near $789 million and adjusted EBITDA up double digits. The stock trades at a trailing P/E in the mid-20s, a premium reflecting expected growth from new clubs and rising dues. The roughly $4.2 billion debt load and sale-leaseback reliance are the main counterweights to that valuation.

There are three common ways to get LTH exposure. Buy shares (or fractional shares) directly at any major broker. Hold an ETF that includes it, which spreads the position across many companies. Or build it into a focused thematic basket, so LTH sits alongside other stocks that express the same thesis.

Walnut takes the basket route. Describe a thesis where LTH fits (for example “AI infrastructure” or “dividend-growth large-caps”) and the AI proposes 5 to 6 constituents with target weights. You review the plan and fund it through your own broker when you're ready.

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LTH is a bet that affluent members keep paying premium dues at a growing footprint of capital-intensive luxury clubs faster than the company's debt and real estate costs weigh on it.

Whether LTH is worth buying today depends more on your time horizon and what you already hold than on any single call. We walk through valuation, what would have to go right, and the risks in is LTH a buy?, and where the stock could go from here in the LTH stock forecast.

For income investors, whether LTH pays a dividend and how the payout looks is covered in does LTH pay a dividend?