Life Time Group Holdings, Inc. (LTH) Stock Price & How to Invest

Life Time Group Holdings runs more than 190 large-format athletic country clubs across the United States and Canada, pairing gyms with pools, spas, pickleball and tennis courts, cafes, coworking spaces and a digital platform of classes and events. It positions itself at the premium end of the fitness market, charging average monthly dues around $230 and average revenue per membership near $930, and it has been deliberately shifting toward higher-value members and away from lower-paying insurance-administered memberships. Revenue reached roughly $3.0 billion in 2025 and continued to climb in 2026: about $789 million in the first quarter and about $866 million in the second, up about 14% year over year, with net income of about $101 million in the second quarter.

The investment picture is one of premium, capital-intensive growth funded partly by debt and sale-leaseback financing. Life Time plans to open 12 to 14 new clubs in 2026 and is monetizing owned real estate through sale-leasebacks to fund expansion and buybacks, which lifts revenue and margins but also raises rent obligations and leaves a sizable debt load. The bet is on continued membership demand and pricing power at the high end of the market, balanced against the cost of building and financing each new club.

Recent openings show the plan in motion. Life Time opened a more than 180,000-square-foot club in Lakewood Ranch, Florida on October 12, 2026, unveiled an expansion at Palm Beach Gardens with a new pickleball destination, and announced plans for an urban athletic club at Boston's Commonwealth Pier. The stock, at about $41, is up about 54% year to date and 65% over one year, a little below its 52-week high of about $47. Third-quarter results are due October 29, 2026, with consensus near $875 million of revenue and EPS of about $0.46.

The most cited risk is heavy capital spending and reliance on sale-leasebacks, which can squeeze cash flow and margins if financing conditions worsen or rents rise. The company carries a large debt load of roughly $4.3 billion against about $228 million of cash at mid-2026, and trailing free cash flow was negative (about -$345 million) because capital spending on new clubs exceeded the roughly $899 million of operating cash flow. Premium memberships are discretionary, so a consumer slowdown or recession could pressure sign-ups and retention at the high price point. Rapid new-club openings raise execution risk if individual projects underperform their payback expectations. Competition from Equinox, boutique studios and lower-cost chains adds pressure on member acquisition and pricing.

14 analysts publish price targets on LTH, averaging $56.07 against a $40.52 price as of October 2026, or +38.4%. The published targets run from $50.00 to $64.00, a narrow spread, and the ratings split 14 buy, 0 hold, 0 sell. Over the last six months there have been 11 raises and 0 cuts among the published actions. A price target is what an analyst published on a date, not a prediction, and sell-side ratings skew positive across the whole market.

Read the full LTH forecast and price target for the target table, the recent rating actions by firm, and how the consensus has shifted.

We give no verdict on Life Time Group Holdings, Inc.. Both cases are real, which is why the question is contested at all, so here is the strongest version of each.

The case for buying. Premium membership pricing and mix shift. Life Time has pushed average monthly dues up around 10% year over year to roughly $230, with average revenue per membership near $930. The most optimistic published target, $64.00, assumes this works close to its best case.

The case against. The most cited risk is heavy capital spending and reliance on sale-leasebacks, which can squeeze cash flow and margins if financing conditions worsen or rents rise. The most pessimistic target, $50.00, is roughly what LTH is worth if this bites instead.

Read the full bull and bear case on LTH, including what would have to change to break either one. Walnut is not an investment adviser.

No. Life Time Group Holdings, Inc. (LTH) has not split its stock in the last 10 years. That is a statement about the window we check rather than about the company’s entire history, so an older split is possible. It also matters less than it once did: fractional shares mean a high price per share no longer keeps smaller investors out, which removed most of the practical reason to split.

A simple financial snapshot. These are approximations and refresh quarterly; for current figures see Life Time Group Holdings, Inc.'s investor relations page or your broker.

• Revenue (TTM): ~$3.2B (Q2 2026 ~$866M, up ~14% YoY)
• Net income (TTM): ~$415M (EPS ~$1.83)
• Operating / net margin: ~17% / ~13%
• P/E (trailing / forward): ~22x / ~20x
• Free cash flow (TTM): ~-$345M (capex on new clubs)
• Total debt: ~$4.3B (cash ~$228M)
• Market cap: ~$9.2B (about $41 a share)

Life Time trades at about 22 times trailing and 20 times forward earnings and roughly 15 times EV/EBITDA, after a 54% rise in 2026. Analysts expect revenue of about $3.37 billion in 2026 and $3.77 billion in 2027, and the 14 covering it have a mean target of about $56. The roughly $4.3 billion debt load, negative free cash flow during the build-out and sale-leaseback reliance are the main counterweights to that valuation.

Other names that sit close to LTH: same theme, named as a direct competitor, or held beside it in the same funds. Each entry says which. Worth a look if you are thinking about diversification within a thesis rather than concentration on one ticker.

There are three common ways to get LTH exposure. Buy shares (or fractional shares) directly at any major broker. Hold an ETF that includes it, which spreads the position across many companies. Or build it into a focused thematic portfolio, so LTH sits alongside other stocks that express the same thesis.

Walnut takes the portfolio route. Describe a thesis where LTH fits (for example “AI infrastructure” or “dividend-growth large-caps”) and the AI proposes 5 to 6 constituents with target weights. You review the plan and fund it through your own broker when you're ready.

New to this? Start with how to invest in stocks, see how to analyze a stock with AI, or compare the best AI stock analyzers.

LTH is a bet that affluent members keep paying premium dues at a growing footprint of capital-intensive luxury clubs faster than the company's debt and real estate costs weigh on it. So far in 2026 the growth side is winning: second-quarter revenue rose about 14% and EPS beat estimates for a fourth straight quarter.

Whether LTH is worth buying today depends more on your time horizon and what you already hold than on any single call. We walk through valuation, what would have to go right, and the risks in is LTH a buy or a sell?, and where the stock could go from here in the LTH stock forecast.

For income investors, whether LTH pays a dividend and how the payout looks is covered in does LTH pay a dividend? And to weigh LTH against a peer, read the full side-by-side comparisons: LTH vs FUN and LTH vs HAS.