Wells Fargo (WFC) Earnings: Q3 2026 Results and Next Report Date

The quarter ended September 30, 2026 and Wells Fargo published the results on October 13, 2026. Revenue and diluted EPS are shown against Q3 2025, the same quarter a year earlier, which takes seasonal swings out of the comparison.

• Revenue here is the line Wells Fargo reports as total revenue: net interest income plus noninterest income. The four operating segments do not add up to it, because Wells Fargo also reports a Corporate unit (negative $610 million of revenue in Q3 2026) and reconciling items.
• Wells Fargo sold its rail car leasing business in the first quarter of 2026, which lowered lease income in Q3 2026 against a year earlier.

Source: Wells Fargo Q3 2026 results, October 13, 2026. Also in the Form 10-Q for the quarter ended September 30, 2026. Figures as reported; checked against the release on November 10, 2026.

How Wells Fargo splits revenue in its own release, under its own labels, for Q3 2026 against Q3 2025. Indented lines are parts of the line above them.

• Wells Fargo's Consumer Banking and Lending revenue was $10.7 billion in Q3 2026, up 5% from $10.2 billion in Q3 2025, 49% of total revenue.
• Wells Fargo's Commercial Banking revenue was $3.2 billion in Q3 2026, up 6% from $3.0 billion in Q3 2025, 15% of total revenue.
• Wells Fargo's Corporate and Investment Banking revenue was $5.0 billion in Q3 2026, up 3% from $4.9 billion in Q3 2025, 23% of total revenue.
• Wells Fargo's Wealth and Investment Management revenue was $4.1 billion in Q3 2026, up 12% from $3.7 billion in Q3 2025, 19% of total revenue.

Segment lines are the figures writers cite most often, because they show where the growth in a quarter came from. Companies redraw their segments from time to time and restate the prior year to match, so a year-ago figure here can differ from the one printed a year ago. When that has happened, the note above says so.

Revenue and diluted EPS for the last 5 quarters. Each date links to that quarter's release.

Total revenue and GAAP diluted EPS, each as first reported in that quarter's release. Wells Fargo reported Q4 2025 diluted EPS of $1.62 including a notable item, and $1.76 excluding it.

Wells Fargo's next report is scheduled for January 14, 2027. This page will show Q3 2026 until those results are out and have been checked against the release.

Each quarter keeps its own page with the figures as reported, so a link to one stays pointed at the same numbers after the next report.

• Q3 2026 (this page), reported Oct 13, 2026

Wells Fargo's total revenue was $21,870 million in Q3 2026: $12,517 million of net interest income and $9,353 million of noninterest income. By operating segment, Consumer Banking and Lending brought in $10,656 million, Corporate and Investment Banking $5,008 million, Wealth and Investment Management $4,104 million and Commercial Banking $3,236 million. (Wells Fargo Q3 2026 release, Oct 13, 2026)

Net interest income rose 5%, which Wells Fargo attributes to higher loan and investment securities balances, balance sheet growth in its Markets business and fixed rate asset repricing, partly offset by lower rates on floating rate assets, higher deposit costs and a modest decline in noninterest-bearing deposits. Net interest margin on a taxable-equivalent basis was 2.43%, against 2.61% a year earlier. Average loans rose 11% to $1,033.4 billion and average deposits 11% to $1,482.9 billion. (Wells Fargo Q3 2026 release, Oct 13, 2026)

Noninterest income fell 1%. Higher investment advisory, deposit-related, investment banking and card fees were more than offset by lower trading gains, lower lease income after the first quarter 2026 sale of the rail car leasing business, lower equity gains from venture capital investments and lower mortgage banking income. (Wells Fargo Q3 2026 release, Oct 13, 2026)

Inside Consumer Banking and Lending, Consumer, Small and Business Banking revenue rose 7% to $7,579 million, Credit Card was $1,710 million, Home Lending fell 15% to $743 million and Auto rose 33% to $341 million. In Corporate and Investment Banking, Banking revenue rose 8% to $1,986 million, while Markets was $1,835 million: FICC fell 7% to $1,262 million and Equities rose 21% to $543 million. (Wells Fargo Q3 2026 release, Oct 13, 2026)

Wells Fargo reports GAAP EPS only in its release. Diluted EPS was $1.87 in Q3 2026, up 13% from $1.66, on net income of $5,951 million. Noninterest expense fell 1% to $13,743 million, which Wells Fargo attributes to efficiency initiatives including an 8% reduction in headcount, lower severance expense and lower lease expense; Q3 2025 included $296 million of severance expense. The efficiency ratio was 63%, against 65%. (Wells Fargo Q3 2026 release, Oct 13, 2026)

Provision for credit losses rose to $1,029 million from $681 million, including an increase in the allowance for commercial and industrial and auto loans on higher balances; net charge-offs were $983 million. Income tax expense included $170 million of discrete tax benefits from resolving prior period matters, and the effective tax rate fell to 16.4% from 18.9%. (Wells Fargo Q3 2026 release, Oct 13, 2026; Wells Fargo Form 10-Q, Q3 2026, Oct 28, 2026)

Wells Fargo's diluted average share count fell to 3,051.5 million from 3,223.5 million a year earlier. It repurchased 28.6 million shares for $2.5 billion in the quarter and 112 million shares for $9.6 billion over the first nine months of 2026. The dividend declared per common share rose to $0.50 from $0.45. (Wells Fargo Q3 2026 release, Oct 13, 2026; Wells Fargo Form 10-Q, Q3 2026, Oct 28, 2026)

Diluted EPS divides net income by the weighted average number of shares outstanding in the quarter, plus the shares that options and other equity awards could add. Buybacks shrink that count and lift EPS for the same profit; share issuance and stock awards enlarge it.

Wells Fargo's earnings release reports results only and gives no figure or range for revenue, net interest income or EPS in the coming quarter. (Wells Fargo Q3 2026 release, Oct 13, 2026)

Wells Fargo's CET1 ratio under the Standardized Approach, its binding framework, was 10.0% at September 30, 2026 (a preliminary estimate), down from 10.3% at June 30 and 11.0% a year earlier. Its stress capital buffer is 2.50% and stays in effect through December 31, 2027. (Wells Fargo Q3 2026 release, Oct 13, 2026; Wells Fargo Form 10-Q, Q3 2026, Oct 28, 2026)

A consensus figure is the average of the models published by the analysts who cover Wells Fargo, collected by a data provider and revised up to the day of the report. A quarter that lands above it says how expectations were set as much as how the business did, and the share price on the day also reflects the guidance and the lines no consensus covers.

The consensus figures on this page are Yahoo Finance's, as pulled on the date shown. Each comes with the number of analysts behind it; the smaller that number, the more one revised estimate can move the average.

The figures below are the ones Wells Fargo's own release and filings put weight on for Q3 2026, with the latest reported value for each.

What the quarter means for a holding is a separate question from what it reported. The case for and against owning WFC is on is WFC a buy or a sell?, what analysts expect next is on the WFC forecast, and what the company does is on the Wells Fargo (WFC) stock page.

Every number on this page can be traced to a document Wells Fargo published. Checking one takes a couple of minutes, and it is worth doing before you quote a figure anywhere.

• The results release is the document linked in the source line above. Companies publish it on their investor relations site at the moment results go out, and it carries the headline tables: revenue, operating income, net income and EPS for the quarter and the year-ago quarter.
• The same release is filed with the SEC as Exhibit 99.1 to a Form 8-K under Item 2.02, usually on the day of the report. The SEC copy does not change after the fact, which makes it the safer thing to link when you cite a number.
• The quarterly report (Form 10-Q) follows within a few weeks and carries the full financial statements, the segment note and management's discussion of what changed. The fourth quarter is covered by the annual report (Form 10-K) instead.
• Restated comparisons are flagged in the notes on this page. When a company redraws its segments or changes how it adjusts EPS, it restates the year-ago column, so the year-ago figure in a new release can differ from the one printed a year ago. This page always uses the comparison in the newer release, because that is the like-for-like one.

A walk-through of every line in a release, with what each one tells you, is in how to read an earnings report.