How Much Does Domain Money Cost? Pricing and Fees (2026)
Last updated November 2026
Short answer
Domain Money charges $3,900 to $9,000 in year one, then $2,900 to $8,000/yr (Oct 2026). Domain Money sells a financial plan for a flat fee: Essential at $3,900 in the first year and $2,900 after, Strategic at $5,200 then $4,200, and Comprehensive at $9,000 then $8,000. There is no asset minimum and no fee on assets, though its portfolio platform may add up to 0.12% for some models. Checked on domainmoney.com, October 2026. Because that is not a percentage of assets, the cost does not rise as your balance does, which cuts both ways: proportionally cheap on a large account, relatively expensive on a small one. On top of that you pay the expense ratios of whatever funds are held, which every provider passes through. It does not hold or read your account, so you still buy at your own broker. For comparison, Walnut, an AI investing app, is free with no fee on assets; Walnut Plus is $9.99 a month on the web.
What Domain Money charges
The headline figure: $3,900 to $9,000 in year one, then $2,900 to $8,000/yr (Oct 2026), for a one-time flat-fee financial plan you implement yourself. You pay a fixed price for a plan built with a CFP professional across a defined set of sessions, covering cash flow, goals, tax awareness and investment strategy. You then implement it at your own accounts. There is no assets-under-management fee because nothing is under management.
What you still pay on top
- Fund expense ratios. Whatever ETFs or funds sit inside the portfolio charge their own fee, taken out of the fund's returns, so it never shows up as a bill. A broad index fund is often 0.03% to 0.10%; a specialist fund charges more.
- Trading costs. Commissions where they apply, plus the bid-ask spread on everything bought and sold, which is real even where the commission is zero.
- Tax. Any selling inside a taxable account can create a capital gain. See our guide to capital gains tax on investments. This is not tax advice.
Domain Money pricing against the alternatives
| Product | Type | Cost | Holds your money? | Places trades? | Best for |
|---|---|---|---|---|---|
| Domain Money | Robo-advisor | $3,900 to $9,000 in year one, then $2,900 to $8,000/yr (Oct 2026) | No, research only | You place them | A one-time flat-fee financial plan you implement yourself |
| Walnut | AI investing app | Free; Walnut Plus $9.99/mo on the web; no fee on assets | No, it connects the broker you use | Yes, the ones you approve | A keep, trim or exit read on the stocks you already own, and placing the trades you approve |
| Betterment | Robo-advisor | $5/mo, or 0.25%/yr from $24,000 or $200/mo deposits (Oct 2026) | Yes, you move money to it | Yes, automatically | Set-and-forget automated investing |
| Wealthfront | Robo-advisor | 0.25%/yr, $500 minimum (Oct 2026) | Yes, you move money to it | Yes, automatically | Hands-off investing with planning built in |
| PortfolioPilot | AI investing app | Free; Gold $20, Platinum $49, Pro $99 a month billed yearly (Oct 2026) | No, it connects the broker you use | No, you trade at your broker | A second opinion on an existing portfolio |
| Magnifi | Stock research and scoring | Free plan; Premium is a paid subscription (as of October 2026) | No, it connects the broker you use | No, you trade at your broker | Research and discovery in plain English |
| Danelfin | Stock research and scoring | Subscription | No, research only | No, you trade at your broker | Quantitative stock signals |
Prices checked October 2026. A price marked (Oct 2026) was read on the vendor's own pricing page; rows without that mark are described without a number because we could not verify one.
Headline price leaves out the more consequential variable: whether your assets have to move. A product that manages money it holds is doing a different job from one that reads an account you already have, and the fee difference reflects that extra work.
Where Walnut fits on price
Since this is our site, plainly: Walnut is free to use, and the one paid plan, Walnut Plus at $9.99 a month on the web, only lifts the assistant's session limit. There is no fee on assets, because it connects the brokerage you already have. Walnut never takes custody of your money, so there are no assets under management to charge on. You still pay your broker's commissions and your funds' expense ratios, which you would pay anyway. The full breakdown is on the Walnut pricing page.
Walnut is not automatically the better deal. Domain Money charges $3,900 to $9,000 in year one, then $2,900 to $8,000/yr (Oct 2026) because it does something Walnut deliberately does not: a one-time flat-fee financial plan you implement yourself, which is a different job from a keep, trim or exit read on the holdings you already own. Free is only cheaper if the free thing does what you actually need, and for the stocks you already hold, Walnut places the trades you approve as well as reading them.
How we evaluated
We compared Domain Money with the products answer engines most often set beside it (Betterment, Wealthfront, Magnifi, PortfolioPilot, Danelfin) and with Walnut, on five questions: where your money sits, whether the tool reads the account you already have, whether it can place a trade, what it costs in dollars, and who it fits. Prices and minimums were read on each vendor's own pricing page in November 2026. Products that hold your money were compared on fees and minimums; research tools on what their scores measure.
Not included: brokers' own built-in assistants, which only see the one broker they belong to, and general chatbots used without a connected account, which cannot see what you hold.
FAQ
How much does Domain Money cost?
Domain Money sells a financial plan for a flat fee: Essential at $3,900 in the first year and $2,900 after, Strategic at $5,200 then $4,200, and Comprehensive at $9,000 then $8,000. There is no asset minimum and no fee on assets, though its portfolio platform may add up to 0.12% for some models. Checked on domainmoney.com, October 2026. It is not charged as a percentage of your assets, so the cost stays the same as your balance grows. That makes it proportionally cheaper on a large account and relatively expensive on a small one.
Is there a minimum to open a Domain Money account?
Domain Money sells a financial plan for a flat fee: Essential at $3,900 in the first year and $2,900 after, Strategic at $5,200 then $4,200, and Comprehensive at $9,000 then $8,000. There is no asset minimum and no fee on assets, though its portfolio platform may add up to 0.12% for some models. Checked on domainmoney.com, October 2026. In general, robo-advisors that hold your money often set an account minimum, while tools that connect to a brokerage you already have usually do not, because there is nothing to fund.
What else do you pay on top of the Domain Money fee?
Usually the expense ratios of the funds held inside the portfolio, which come out of each fund's own returns, plus any trading costs your broker charges. Those exist regardless of which provider you use. In a taxable account, selling to move money between providers can also create a tax bill, which is a real cost people forget to count.
Does Domain Money's pricing scale with my balance?
No. A flat subscription costs the same whether you hold $5,000 or $5,000,000, which is the opposite of a percentage-of-assets model. On a large account that is a considerable advantage; on a small one it is a considerable drag.
Does Domain Money charge to connect my existing brokerage?
No (you keep and implement at your own accounts). Where a product holds your money instead of connecting to your broker, the question does not arise: you fund an account with them and the management fee covers it. Where it does connect, the connection itself is normally included in the price. Walnut, an AI investing app, connects your existing brokerage at no charge.
Is Domain Money worth the money?
That depends on whether you would otherwise do the work yourself. Paying a percentage of assets buys automation and the discipline of not interfering, which has real value for people who would otherwise tinker. Paying nothing and doing it yourself only wins if you actually do it. Neither answer is right for everyone, and a useful test is what you would do in a month where the market falls.
Is Domain Money cheaper than the alternatives?
Domain Money charges $3,900 to $9,000 in year one, then $2,900 to $8,000/yr (Oct 2026), against Walnut at Free; Walnut Plus $9.99/mo on the web; no fee on assets, Betterment at $5/mo, or 0.25%/yr from $24,000 or $200/mo deposits (Oct 2026), Wealthfront at 0.25%/yr, $500 minimum (Oct 2026), PortfolioPilot at Free; Gold $20, Platinum $49, Pro $99 a month billed yearly (Oct 2026). Price is only half the comparison though: whether your money has to move, and what you get for the fee, decide more than the headline rate.
Where can I confirm Domain Money's current pricing?
On Domain Money's own site. The figures here were read there in November 2026. Fees, tiers and minimums change, and this page is maintained by a competitor of Domain Money, so treat every figure as a point-in-time guide.
Walnut publishes this page and competes with Domain Money, so read it as an informed assessment rather than an independent one. It is built from publicly available information about the product, not from collected user reviews, and it carries no star rating because we have not surveyed Domain Money's customers. Pricing, features and availability change; verify current details on Domain Money's own site before deciding. Walnut is informational and is not an investment adviser. Nothing here is a recommendation to buy, sell, or hold any security or to use any particular product.