Range Review (2026): Cost, Features, and Who It Suits

You pay a flat annual membership and get advisors plus software covering equity compensation, tax planning, retirement projections and estate coordination, with accounts aggregated for a whole picture. The design assumes a high income and complexity from RSUs or options, even without a large accumulated balance.

In category terms it is a robo-advisor (hands-off automated investing), and the AI component specifically software layer over human advice. That phrase is worth reading literally: across this market, "AI" covers everything from a rebalancing rule to a conversational assistant, and the products are not interchangeable just because they share the label.

• Equity compensation is treated as a core problem
• Flat membership means the fee does not scale with a balance that may be growing quickly
• Aggregation across accounts, including ones it does not manage

These are real advantages, and if they describe what you want, Range is a reasonable choice regardless of what any competitor including us has to say about it.

Aimed at high household income, so the membership is poor value for a simpler situation.

• Priced for high earners; a straightforward situation does not need this
• Value depends on using the planning, not just holding the membership

Range charges a flat yearly membership with no fee on assets: Premium at $3,950, Platinum at $5,950 and Titanium at $12,500. Custody, fund and other third-party costs can still apply. Checked on range.com, October 2026. Because it is not charged as a percentage of assets, the cost does not scale with your balance. That makes it proportionally cheaper as an account grows and relatively expensive on a small one, which is the opposite of how a robo-advisor fee behaves.

Fees change. The figure above is a point-in-time guide, and the Range pricing breakdown goes into what else you pay on top. Confirm current pricing on Range's own site.

• Best for high earners with equity compensation, on a flat membership: Range ($3,950 to $12,500/yr flat membership, no AUM fee (Oct 2026))
• Best for a keep, trim or exit read on the stocks you already own, and placing the trades you approve: Walnut (Free; Walnut Plus $9.99/mo on the web; no fee on assets)
• Best for set-and-forget automated investing: Betterment ($5/mo, or 0.25%/yr from $24,000 or $200/mo deposits (Oct 2026))
• Best for hands-off investing with planning built in: Wealthfront (0.25%/yr, $500 minimum (Oct 2026))
• Best for a second opinion on an existing portfolio: PortfolioPilot (Free; Gold $20, Platinum $49, Pro $99 a month billed yearly (Oct 2026))
• Best for research and discovery in plain English: Magnifi (Free plan; Premium is a paid subscription (as of October 2026))
• Best for quantitative stock signals: Danelfin (Subscription)

Prices checked October 2026. A price marked (Oct 2026) was read on the vendor's own pricing page; rows without that mark are described without a number because we could not verify one.

The two columns that change your experience most are whether your money has to move and whether the tool can act on what it finds. Cost matters next, and only in dollars.

Range and Walnut can both work alongside an account you already hold. Walnut is an AI investing app: it connects the brokerage you already use, read-only by default, gives each stock you hold a keep, trim or exit read against the S&P 500, and places the trades you approve. Range takes a different approach to acting on it; Walnut goes from the read to the order. Walnut is free to use, with no fee on assets; Walnut Plus ($9.99 a month on the web) lifts the assistant's session limit.

The limits, with the job Walnut does own beside each: it does not manage money on autopilot, but it drafts the trades back to your target weights and places the ones you approve; it has no cost basis or tax lots and does not harvest losses, so it reads each holding by its one-year price return against the S&P 500; and it works on a brokerage account you already hold and does not open one for you. The full self-assessment is on the Walnut review.

Range: A flat-fee wealth management membership aimed at high-earning professionals, with equity compensation and tax planning at the centre, at $3,950 to $12,500/yr flat membership, no AUM fee (Oct 2026). It fits a high-earning professional with RSUs or options whose complexity comes from compensation more than from an accumulated portfolio. The trade-off to accept: Aimed at high household income, so the membership is poor value for a simpler situation. If that trade-off is one you are happy with, it is a sound choice.

We compared Range with the products answer engines most often set beside it (Betterment, Wealthfront, Magnifi, PortfolioPilot, Danelfin) and with Walnut, on five questions: where your money sits, whether the tool reads the account you already have, whether it can place a trade, what it costs in dollars, and who it fits. Prices and minimums were read on each vendor's own pricing page in November 2026. Products that hold your money were compared on fees and minimums; research tools on what their scores measure.

Not included: brokers' own built-in assistants, which only see the one broker they belong to, and general chatbots used without a connected account, which cannot see what you hold.