Hearing Aid Cost Statistics (2026)
Updated November 2026
Hearing aids cost an average of $2,694 a pair in 2025, according to HearingTracker's buyer survey of 879 US purchases (an industry survey), with a median of $1,999. Where you buy moves the price more than anything else: $4,727 at a traditional clinic paying without insurance, $2,567 at a clinic with insurance, $1,674 at Costco and $502 for an over-the-counter pair. Original Medicare does not cover hearing aids or the exams to fit them, so most buyers pay out of pocket, though 98% of individual Medicare Advantage plans offer some hearing benefit in 2026. Eligible veterans get them from the VA at no charge.
- Buyers paid an average of $2,694 a pair for hearing aids in 2025 and a median of $1,999, down from $4,672 in 2018 (HearingTracker 2025 survey, industry data).
- At a traditional clinic without insurance the average was $4,727 a pair, about the same as in 2018. The overall average fell because more buyers used insurance, Costco ($1,674) and over-the-counter aids ($502).
- The FDA estimated that a buyer switching from an economy clinic aid to an OTC aid would save about $1,438 per hearing aid (FDA regulatory impact analysis, 2020 dollars).
- Original Medicare does not cover hearing aids or the exams to fit them (Medicare.gov). In 2026, 98% of individual Medicare Advantage plans offer some hearing benefit (KFF).
- About 28.8 million US adults could benefit from hearing aids. Fewer than 1 in 3 (30%) of those aged 70 and older have ever used them, and about 16% of those aged 20 to 69 (NIDCD).
- Eligible veterans receive hearing aids, repairs and batteries from the VA at no charge (VA), and tinnitus is the most common service-connected disability, at 3,255,323 recipients in FY2024 (VBA).
How much do hearing aids cost in 2026
Buyers paid an average of $2,694 a pair for hearing aids in 2025, and a median of $1,999, according to HearingTracker's 2025 survey of 879 US pair purchases. HearingTracker is a consumer review site and the survey is of its own readers, so it is industry data. No federal agency publishes a current hearing aid price.
Prices in that survey ran from $20 to more than $8,500 a pair. The average was $4,672 in 2018, so it fell 42% in seven years.
Most of that fall came from buyers moving to cheaper channels. Clinic prices paid without insurance barely changed.
Hearing aid cost by where you buy
At a traditional clinic, buyers paying without insurance averaged $4,727 a pair, with a median of $5,000. With insurance the clinic average was $2,567. Costco averaged $1,674 and over-the-counter pairs $502.
The clinic price paid privately was $4,672 in 2018 and $4,727 in late 2025, so it barely moved. The overall average dropped because a larger share of buyers used insurance, Costco or OTC aids.
By place of purchase, hospital and university clinics averaged $3,941 a pair, local clinics $3,601, national chains $3,403, ENT offices $2,701, online sellers with a remote fitting $2,643 and online sellers with no fitting $922.
Average price paid, 879 US pair purchases with a reported price, VA aids excluded. The OTC bar rests on 75 purchases. Source: HearingTracker 2025 survey (industry).
| Channel | Average | Median | Purchases in sample |
|---|---|---|---|
| Traditional clinic, no insurance | $4,727 | $5,000 | 209 |
| Traditional clinic, with insurance | $2,567 | $2,000 | 364 |
| Costco | $1,674 | $1,600 | 154 |
| Other | $1,953 | $2,000 | 77 |
| Over the counter | $502 | $200 | 75 |
| All channels | $2,694 | $1,999 | 879 |
Self-selected survey of HearingTracker readers. Aids obtained through the VA are excluded. Source: HearingTracker, How much do hearing aids cost (2025 survey, industry)
Hearing aid cost by technology tier
Top-end hearing aids averaged $5,225 a pair for buyers paying privately, mid-range $4,018 and low-end $2,150. With insurance the same tiers averaged $3,531, $1,970 and $1,481.
Top-end was still the most common tier bought, at 50.1% of purchases, down from 54% in 2018.
Who fits the aid also shows up in the price. Buyers fitted by an audiologist paid an average of $4,110 privately and $2,351 with insurance. Those fitted by a hearing instrument specialist paid $2,369 and $2,017.
| Tier | Private pay | With insurance |
|---|---|---|
| Top-end | $5,225 | $3,531 |
| Mid-range | $4,018 | $1,970 |
| Low-end | $2,150 | $1,481 |
Source: HearingTracker, How much do hearing aids cost (2025 survey, industry)
What hearing aids cost before the OTC rule
The National Academies put the average retail price of a pair at $4,700 in 2013, a bundled price that included the audiologist's services.
The President's Council of Advisors on Science and Technology (PCAST) cited a 2014 survey putting the average price of one hearing aid at $2,363, with premium models at $2,898. It also noted that many, if not most, people need two, which doubles the cost.
In its impact analysis for the OTC rule, the FDA used $1,657 as the 2014 cost of an economy-level aid bundled with professional services ($1,849 in 2020 dollars), and $399 as the cheapest aid it could find online.
| Year | Figure | Unit | Source |
|---|---|---|---|
| 2013 | $4,700 | Average retail price, pair, services bundled | National Academies (2016) |
| 2014 | $2,363 | Average price, one aid | PCAST (2015), citing a 2014 survey |
| 2014 | $2,898 | Premium model, one aid | PCAST (2015) |
| 2014 | $1,657 ($1,849 in 2020 dollars) | Economy aid with professional services, one aid | FDA regulatory impact analysis |
| About 2020 | $399 ($411 in 2020 dollars) | Cheapest aid FDA found online, one aid | FDA regulatory impact analysis |
| 2015 | About $400 | What the VA paid manufacturers, per unit | PCAST (2015) |
Some figures are per aid and some per pair. Most people need two aids. Source: PCAST letter report on hearing technologies (2015); National Academies; FDA
Why the bundled price is so much higher than the device
A 2010 study cited by PCAST found a hearing aid's components then cost less than $100. A Consumer Reports analysis found an average markup of 120% over the wholesale device price, so the device itself was less than half of what a buyer paid.
The rest is the service bundle: testing, fitting, adjustment visits and follow-up, sold as one price. More than 80% of hearing-care professionals bundled this way in 2014.
PCAST reported that the VA, a large buyer, bought hearing aids from the major manufacturers at about $400 per unit, and that Costco sold its house brand, fitting included, for about a third of the typical retail price.
OTC hearing aids: what changed in 2022
Congress created the over-the-counter category in the FDA Reauthorization Act of 2017, signed on August 18, 2017. The FDA's final rule took effect on October 17, 2022, after more than 1,000 public comments.
OTC hearing aids are for adults 18 and older with perceived mild to moderate hearing loss, and they can be bought without an exam or a prescription (FDA). Aids for children and for severe loss stay prescription-only.
The rule caps output at 111 decibels of sound pressure level, or 117 dB with input-controlled compression switched on. Existing devices had until April 14, 2023 to comply.
OTC vs prescription hearing aid prices
In HearingTracker's 2025 survey, OTC pairs averaged $502 and had a median of $200. Prescription pairs bought privately, Costco included, averaged $3,432.
The OTC figure rests on 75 purchases, so it is a rough guide. OTC aids sold for as little as $20 a pair.
Before the rule, the FDA described the price range as running from under $100 for some personal sound amplification products to several hundred dollars online and a few thousand at a clinic. PCAST cited Consumer Reports prices of $25 to $500 for behind-the-ear amplifiers, which are not hearing aids.
What the FDA expected the OTC rule to save
The FDA estimated savings "on the order of $1,438 per unit" for a buyer who moves from an economy clinic aid to a low-cost OTC aid, about $127 million a year in total (FDA, 2020 dollars).
Its model assumed a shift of 4.4 percentage points toward low-cost aids, or about 88,210 hearing aids a year. In 2008, the last year it could find data for, about 4.7% of hearing aid sales were low-cost models bought online with little or no professional service.
Annual benefits were put at a mean of $63 million, against costs of about $1 million, for net benefits of $62 million a year. The FDA based this on about 9.6 million US adults owning hearing aids in 2015, and an average device lifespan of four to six years.
| Item | Figure |
|---|---|
| Law requiring the category | FDA Reauthorization Act, signed Aug 18, 2017 |
| Rule effective | Oct 17, 2022 |
| Comments received on the proposed rule | More than 1,000 |
| Estimated saving per hearing aid | About $1,438 |
| Estimated total consumer savings | About $127 million a year |
| Hearing aids expected to shift to OTC | About 88,210 a year |
| Annual benefits, mean (range) | $63 million ($6 million to $147 million) |
| Annual costs, mean (range) | $1 million ($1 million to $2 million) |
| Annual net benefits, mean | $62 million |
| Maximum output, general limit | 111 dB SPL (117 dB SPL with input-controlled compression) |
Dollar figures are in 2020 dollars. Source: FDA Final Regulatory Impact Analysis and final rule, 87 FR 50698
Who uses hearing aids
About 28.8 million US adults could benefit from hearing aids (NIDCD). Among those aged 70 and older, fewer than 1 in 3 (30%) has ever used them. Among those aged 20 to 69, about 16% have.
The National Academies put the share of adults who may benefit but do not use hearing aids at 67% to 86%.
In 2019, 7.1% of adults aged 45 and over used a hearing aid: 2.3% of those aged 45 to 64 and 14.4% of those 65 and older (CDC/NCHS). Among people 65 and older, 19.2% of men and 10.6% of women used one.
Source: CDC/NCHS Data Brief 414, National Health Interview Survey 2019.
Hearing loss rises steeply with age
About 5% of adults aged 45 to 54 have disabling hearing loss. The share is 10% at 55 to 64, 22% at 65 to 74 and 55% at 75 and older (NIDCD).
In 2019, 13.0% of adults had some difficulty hearing even when using a hearing aid, rising from 6.3% of those aged 18 to 44 to 13.6% at 45 to 64 and 26.8% at 65 and older (CDC/NCHS).
Among Medicare beneficiaries, 44% (25.9 million) report difficulty hearing and 14% use a hearing aid (KFF analysis of 2019 MCBS data).
Source: NIDCD Quick Statistics About Hearing (NHANES).
Cost is the main reason people go without
PCAST concluded in 2015 that "cost is the largest barrier to hearing-technology adoption." It cited a survey in which 64% of people with the most serious hearing loss said they could not afford a hearing aid and more than 75% named financial factors as a barrier.
Another survey it cited found that 50% of consumers named lack of insurance coverage as a barrier. The FDA's final rule lists high cost alongside stigma and perceived value as the barriers it expected OTC aids to address.
The National Academies found that nearly all hearing aid costs are paid by the individual. Among Medicare beneficiaries, 7% (1.8 million) said there was a time in the last year when they could not get hearing care (KFF).
Does Medicare cover hearing aids
No. "Medicare doesn't cover hearing aids or exams for fitting hearing aids," according to Medicare.gov, and the beneficiary pays all costs. PCAST traced the exclusion to the original 1966 Medicare amendments.
Part B does cover diagnostic hearing and balance exams when a provider orders them, with the beneficiary paying 20% of the Medicare-approved amount after the deductible (Medicare.gov). The Part B deductible is $283 in 2026 and the standard premium $202.90 a month (CMS).
An audiologist can be seen once every 12 months without an order, but only for certain conditions.
Medicare Advantage hearing benefits
In 2026, 98% of individual Medicare Advantage plans offer some hearing benefit, meaning hearing exams, hearing aids or both (KFF).
In 2021, 32% of enrollees were in plans with a maximum dollar limit, which averaged $960 and ran from $66 to $4,000. About 60% faced cost sharing for hearing aids of $5 to $3,355, and 22% paid none (KFF).
Most plans also limit how often aids are replaced: 91% of enrollees were in plans with frequency limits, most commonly one set every year.
| Measure | Figure |
|---|---|
| Enrollees with access to a hearing benefit | 97% (17.1 million) |
| In plans covering both exams and aids | 95% |
| In plans with a maximum dollar limit | 32% |
| Average dollar limit, where one applies | $960 (range $66 to $4,000) |
| In plans with cost sharing for aids | About 60% (from $5 to $3,355) |
| Paying no cost sharing for any hearing aid | 22% |
| In plans with frequency limits | 91% |
| Most common limit | One set per year (58%) |
| No cost sharing for hearing exams | 74% |
Source: KFF, Dental, hearing, and vision costs and coverage among Medicare beneficiaries (2021)
What Medicare beneficiaries pay out of pocket for hearing care
In 2018, 8% of Medicare beneficiaries (4.6 million) used hearing services. Those who did spent an average of $914 out of pocket on hearing care, though half spent less than $60 (KFF).
The top 10% of spenders, about 400,000 people, paid $3,600 or more. KFF found no difference in hearing spending between people in traditional Medicare and Medicare Advantage.
KFF does not separate hearing aid purchases from other hearing spending, so the $914 covers all hearing care.
Hearing aids for veterans
For veterans eligible for VA health care, hearing aids, repairs and replacement batteries come at no charge, and each battery order covers about six months (VA).
PCAST estimated in 2015 that the Veterans Health Administration accounted for about 20% of all hearing aids dispensed in the United States.
In FY2024 tinnitus was the most prevalent service-connected disability, with 3,255,323 recipients, and hearing loss was fifth, with 1,594,271 (VBA Annual Benefits Report).
Medicaid and private insurance
For eligible children and young adults 21 and under, Medicaid pays for the diagnosis and treatment of hearing loss, including hearing aids (NIDCD). Coverage for adults varies by state.
Hearing aids "are generally not covered by health insurance companies, although some do," according to NIDCD.
In HearingTracker's survey, clinic buyers with insurance paid an average of $2,567 a pair, against $4,727 for those without.
| Payer | What it covers |
|---|---|
| Original Medicare | No hearing aids and no fitting exams. Part B covers diagnostic hearing exams at 20% after the deductible ($283 in 2026) |
| Medicare Advantage | 98% of individual plans offer some hearing benefit in 2026, usually with caps and limits |
| VA | Hearing aids, repairs and batteries at no charge for eligible veterans |
| Medicaid | Covers hearing aids for eligible children and young adults 21 and under; adult coverage varies by state |
| Private insurance | "Generally not covered," according to NIDCD, though some plans do |
| Federal tax | Counts as a medical expense under IRS Publication 502 |
Hearing aids, taxes and HSAs
IRS Publication 502 lists the cost of a hearing aid, and the batteries, repairs and maintenance needed to run it, as a medical expense. It is deductible only within total medical expenses above 7.5% of adjusted gross income, for those who itemize.
Health savings accounts pay for "medical care" under the same tax code definition (IRS Publication 969), which is how hearing aids qualify. The 2026 HSA contribution limits are $4,400 for self-only coverage and $8,750 for family coverage.
A $2,694 pair would use a little over 60% of a self-only HSA's 2026 contribution limit, by our arithmetic.
Hearing aid prices in the CPI
The Consumer Price Index has no item for hearing aids. The nearest series, medical equipment and supplies, fell 1.3% in the 12 months to September 2026 (BLS).
That index covers far more than hearing aids, so it says little about them specifically. It swung from a 10.0% fall in 2020 to a 9.2% rise in 2022.
No federal series tracks hearing aid prices, so buyer surveys such as HearingTracker's are the only current source.
December of each year, then September 2026. A broad category that includes hearing aids among much else; there is no CPI item for hearing aids alone. Source: BLS series CUUR0000SEMG.
How long hearing aids last and what that costs over time
The FDA's analysis used an average hearing aid lifespan of four to six years, with a mean of five, which implies about 2 million existing hearing aids being replaced each year.
At the 2025 average of $2,694 a pair, replacing a pair every five years works out to about $540 a year, by our arithmetic. At the clinic price without insurance of $4,727 it is about $945 a year.
PCAST put US hearing aid sales at about 3 million a year in 2015 and estimated that 12% to 18% of them may end up unused.
How to read these figures
Check whether a quoted price is per aid or per pair. The federal benchmarks from 2014 are mostly per aid; HearingTracker's figures are per pair. Most people with hearing loss in both ears need two.
HearingTracker's survey is self-selected and run by a site that reviews hearing aids, so treat its averages as a guide to the market. The FDA and National Academies figures are older but come from federal reviews.
This page describes costs. It is not medical advice, and an audiologist or doctor is the right person to say whether a given hearing aid suits a given hearing loss.
Frequently asked questions
How much do hearing aids cost?
An average of $2,694 a pair in 2025, with a median of $1,999, according to HearingTracker's survey of 879 US purchases. The range runs from about $500 for an over-the-counter pair to $4,727 on average at a clinic paying without insurance.
How much do over-the-counter hearing aids cost?
OTC pairs averaged $502 with a median of $200 in HearingTracker's 2025 survey, against $3,432 for prescription pairs bought privately. The OTC figure is based on 75 purchases, so treat it as a rough guide.
Does Medicare pay for hearing aids?
Original Medicare does not cover hearing aids or the exams to fit them. Part B covers diagnostic hearing exams at 20% after the $283 deductible in 2026. In 2026, 98% of individual Medicare Advantage plans offer some hearing benefit, usually with dollar caps or replacement limits.
Why are hearing aids so expensive?
Most clinic prices bundle the device with testing, fitting and follow-up visits. PCAST cited a 2010 study putting component costs under $100 and a Consumer Reports finding of a 120% average markup over wholesale, while the VA paid manufacturers about $400 per unit.
How much did the OTC rule save buyers?
The FDA estimated about $1,438 per hearing aid for a buyer who switches from an economy clinic aid to an OTC aid, or about $127 million a year in total, in 2020 dollars. The clinic price paid privately has barely changed since 2018.
Do veterans get free hearing aids?
Veterans eligible for VA health care receive hearing aids, repairs and batteries at no charge. Tinnitus is the most common service-connected disability, with 3,255,323 recipients in FY2024, and hearing loss is fifth.
Can I use an HSA or FSA to pay for hearing aids?
IRS Publication 502 counts hearing aids, batteries and repairs as medical expenses, and HSAs use the same definition of medical care. The 2026 HSA contribution limit is $4,400 for self-only coverage and $8,750 for family coverage.
How many people who need hearing aids have them?
About 28.8 million US adults could benefit from hearing aids. Fewer than 1 in 3 (30%) of those 70 and older have ever used them, and about 16% of those aged 20 to 69, according to NIDCD.
Sources
- HearingTracker, How much do hearing aids cost (2025 survey, industry)
- FDA, Final Regulatory Impact Analysis, OTC hearing aids (Docket FDA-2021-N-0555)
- Federal Register, Medical Devices; Ear, Nose, and Throat Devices; Establishing Over-the-Counter Hearing Aids, 87 FR 50698
- FDA, OTC Hearing Aids: What You Should Know
- NIDCD, Quick Statistics About Hearing
- NIDCD, Hearing Aids
- CDC/NCHS, Data Brief No. 414, Hearing Difficulties Among Adults: United States, 2019
- PCAST, Aging America and Hearing Loss: Imperative of Improved Hearing Technologies (2015)
- National Academies, Hearing Health Care for Adults: Priorities for Improving Access and Affordability (2016)
- Medicare.gov, Hearing aids
- Medicare.gov, Hearing & balance exams
- CMS, 2026 Medicare Parts A & B premiums and deductibles
- KFF, Dental, Hearing, and Vision Costs and Coverage Among Medicare Beneficiaries (2021)
- KFF, Medicare Advantage 2026 Spotlight
- VA Prosthetic and Sensory Aids Service, Hearing Aids
- VBA, Annual Benefits Report FY2024
- IRS, Publication 502, Medical and Dental Expenses
- IRS, Publication 969, Health Savings Accounts and Other Tax-Favored Health Plans
- BLS, CPI series CUUR0000SEMG, medical equipment and supplies
Figures are compiled from the primary sources above and reflect the most recent data available at the time of writing. This page is informational and not investment advice.
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