Mezzi vs Range: Which Is Better in 2026?

Figures and features are point-in-time and change; treat the table as a starting map, not a live quote.

Aggregates your accounts and layers AI insights with a tax-aware lens. Best for a consolidated view across holdings.

How it works: Mezzi aggregates your investment accounts into one view and layers AI insights over them with a tax-aware lens, flagging things like potential wash sales, fee drag, and unrealized-gain considerations across accounts. It is read-only: it tells you what it sees and what to consider, and you act at your broker.

In practice, Mezzi’s AI aggregates accounts + tax-aware insights. It falls under chat-driven management of your own brokerage, which makes it best suited to aggregated wealth tracking with ai. On connecting an account it is “Yes”, and on execution it is “Read”. It is priced as subscription.

One honest limitation: Tracking-and-insight focused rather than thesis-driven basket building.

A flat-fee wealth management membership aimed at high-earning professionals, with equity compensation and tax planning at the centre.

How it works: You pay an annual membership rather than a percentage, and get advisors plus software covering equity compensation, tax planning, retirement projections and estate coordination, with accounts aggregated for a whole picture. The design assumption is a high income and complexity from RSUs or options rather than a large accumulated balance.

In practice, Range’s AI software layer over human advice. It falls under hands-off automated investing (robo-advisors), which makes it best suited to high earners with equity compensation, on a flat membership. On connecting an account it is “Aggregates accounts for the advice picture”, and on execution it is “Advisor-managed where applicable”. It is priced as flat annual membership by tier (verify current).

One honest limitation: Aimed at high household income, so the membership is poor value for a simpler situation.

The core difference is category. Mezzi focuses on aggregated wealth tracking with ai (aggregates accounts + tax-aware insights), and Range on high earners with equity compensation, on a flat membership (software layer over human advice). On broker connection they differ too: Mezzi is “Yes” versus Range at “Aggregates accounts for the advice picture”. That shapes everything downstream: how personal the answers are, where trades settle, and how much control you keep over individual positions.

Every tool gives something up for what it does well. Here is the honest give-and-take on each, so you can weigh the specific strengths against the limitations that come with them rather than judging on the headline category alone.

For AI investing tools, the distinction that matters most is whether the tool works from your actual, connected positions or reasons from something else: a separate account it manages for you, or the tickers and numbers you feed it. It decides how personal the answers can be, and where your money physically lives.

• Mezzi: reads your real connected holdings. Mezzi connects your real brokerage (Yes) and works from your actual positions, so its answers reflect what you genuinely own rather than a generic model.
• Range: manages a separate account it holds. Range does not read the brokerage you already use. It opens and holds a new account, then invests the money you move into it, so its view is limited to what sits inside Range.

This is where they diverge most. One works from your real, connected account while the other does not, so if you want an assistant grounded in the exact positions you already hold, that gap is the thing to weigh first. This holdings-aware angle is the one Walnut is built around: it connects the brokerage you already use and reasons from your live positions, read-only by default, with any trades left for you to approve.

There is no universal winner here; the right pick depends on the job you are hiring the tool for. Match the category to your intent rather than chasing a single “best.”

• Choose Mezzi if you want aggregated wealth tracking with ai. Its AI aggregates accounts + tax-aware insights, it is priced as subscription, and it fits chat-driven management of your own brokerage. It is built for multi-account investors who want tax-aware tracking and insights consolidated in one place. Keep in mind that tracking-and-insight focused rather than thesis-driven basket building.
• Choose Range if you want high earners with equity compensation, on a flat membership. Its AI software layer over human advice, it is priced as flat annual membership by tier (verify current), and it fits hands-off automated investing (robo-advisors). It is built for a high-earning professional with RSUs or options whose complexity comes from compensation rather than from an accumulated portfolio. Keep in mind that aimed at high household income, so the membership is poor value for a simpler situation.

Because they sit in different categories, this is not strictly either-or: some investors use one for aggregated wealth tracking with ai and the other for high earners with equity compensation, on a flat membership, and just watch for overlapping costs.

Cost is easy to misread when two tools charge in different shapes, so compare the model, not just the number. Mezzi is priced as subscription, while Range is priced as flat annual membership by tier (verify current). A percentage-of-assets fee scales with your balance, a flat subscription does not, and a “free” tier usually earns elsewhere (on cash, order flow, or premium upgrades), so the cheapest headline is not always the cheapest outcome for your situation.

Pricing and tiers change often. Confirm the current numbers on each provider’s own site before you decide; the framing above is point-in-time.

If neither quite fits, Walnut sits in a third category: chat-driven management of your own brokerage. It connects the brokerage you already use through SnapTrade, lets you analyze and manage it by talking through Claude or ChatGPT, build thematic portfolios around a thesis, and place trades you approve. Read-only by default. See Walnut vs Mezzi and Walnut vs Range. Walnut is not an investment adviser.