Best Long-Term Stocks

Last updated July 2026

Short answer

There is no single list of best long-term stocks, because the right holdings depend on your goals and no one can predict prices. What tends to anchor long-term portfolios is a spread across three roles. The wide-moat compounders are dominant, highly profitable businesses owned to grow across cycles: MSFT, GOOGL, AAPL, AMZN, V, and MA. The steady dividend growers and defensives sell what people buy in any economy: COST, UNH, JNJ, PG, and HD. The long-term secular growth names ride a multi-year trend: NVDA and LLY. “Long term” is about business durability, not a price prediction, and even great companies can lag for years. The useful move is to treat a list like this as research and build a diversified, weighted portfolio from it, not to buy one name. Walnut, an AI investing app, can compare these names against your existing holdings. This page is descriptive and informational, not investment advice.

Search for the best long-term stocks and you get endless lists that read like predictions about which shares will win over the next decade. Predictions about individual stock prices are the one thing no one does reliably, so this guide does something more honest. Long-term investing is really about business durability: owning companies whose advantages, profitability, and market position look likely to last through many market cycles, and holding them for years. This page groups the large-cap names people most widely hold for the long term in 2026 by the role each plays in a portfolio, explains what each business does and the risks it carries, links each to a fuller page, and then shows how to turn a list like this into a diversified buy-and-hold portfolio instead of a single bet. Nothing here is a recommendation to buy or sell, and Walnut is not an investment adviser.

What does long term actually mean?

Long-term investing is less about a magic list of tickers and more about a way of choosing and holding companies. The idea is to own durable businesses, the kind with a wide competitive moat, consistent profits, and a strong balance sheet, and to hold them for years so their economics can compound while you ride out short-term volatility. Notice that this is a statement about the business, not a forecast of the share price.

And honesty cuts both ways, because durability is a judgment, not a guarantee.

  • No stock is guaranteed. A dominant company today can lose its edge, and paying too high a price for even a great business can still produce weak returns.
  • Great companies can lag for years. Some of the best-known businesses have gone through long stretches of flat or falling shares. A long horizon changes which risks matter; it does not remove them.
  • Concentration is real. Owning a few large-cap names, especially several mega-cap tech names, is less diversified than it looks, because they can move together on the same forces.

None of this is a recommendation. It is the context you need to read the list below as research rather than as a set of guaranteed winners.

What long-term stocks are most widely held in 2026?

Below are the large-cap names most widely held for the long term in 2026, grouped by the role each one tends to play in a portfolio. For each, the note explains what the business does and why it is commonly held, not whether you should own it. Every name links to its own page with the deeper detail.

Wide-moat compounders

The core of most long-term portfolios is a handful of dominant, highly profitable businesses with durable competitive advantages, the kind of moat that is hard for a rival to erode. These are widely held to be owned for years because their economics let them reinvest and grow across cycles, with the standing caveat that dominance today is never a guarantee of dominance tomorrow, and even great companies can trade sideways for long stretches.

  • Microsoft (MSFT). Microsoft pairs recurring enterprise software (Windows, Office, and the Azure cloud) with deep switching costs that make customers slow to leave. It is one of the most widely held long-term names because so much of its revenue is recurring and its balance sheet is among the strongest in the market, though its valuation reflects those strengths.
  • Alphabet (GOOGL). Alphabet runs the dominant search and digital-ads engine alongside YouTube, Google Cloud, and its own AI models. It is commonly held for the long term as a business with a wide moat in search and enormous cash generation, with the caveat that it faces ongoing antitrust and AI-disruption questions.
  • Apple (AAPL). Apple combines the iPhone hardware franchise with a large, high-margin services business and one of the most loyal customer bases in tech. It is widely held as a long-term core holding for its ecosystem lock-in and cash returns, though growth has matured and it depends heavily on the iPhone cycle.
  • Amazon (AMZN). Amazon leads in both e-commerce and cloud infrastructure through AWS, which supplies most of its profit. It is commonly held for the long term as a business with scale advantages in two large markets, with the caveat that retail margins are thin and it reinvests aggressively rather than returning cash.
  • Visa (V). Visa operates the payment network that sits between banks, merchants, and cardholders, earning a small fee on an enormous volume of transactions. It is widely held as a long-term compounder because the network is extremely hard to replicate and it grows with the shift from cash to digital payments, though it faces regulatory scrutiny on fees.
  • Mastercard (MA). Mastercard runs the other dominant global payment network alongside Visa, with the same toll-road economics on rising digital-payment volume. It is commonly held for the long term as a high-margin, capital-light compounder, carrying the same fee-regulation and competition risks as its peer.

Steady dividend growers and defensives

A second role in a long-term portfolio is played by durable businesses that sell things people buy in good times and bad, and that tend to raise their dividends year after year. These are widely held to steady a portfolio because their demand is less tied to the economic cycle, with the caveat that defensive does not mean immune, and slower growth can mean they lag in strong bull markets.

  • Costco (COST). Costco runs a membership warehouse model where the recurring membership fee, not the thin retail margin, is the profit engine, which keeps customers loyal and renewing. It is widely held for the long term for its consistency and pricing power, though it typically trades at a premium valuation for a retailer.
  • UnitedHealth (UNH). UnitedHealth is the largest US health insurer and also owns Optum, a large health-services arm. It is commonly held for the long term as a defensive giant in a sector where demand is relatively steady, with the caveat that it carries real regulatory and policy risk around healthcare costs.
  • Johnson & Johnson (JNJ). Johnson and Johnson spans pharmaceuticals and medical devices with a long record of raising its dividend across decades. It is widely held as a defensive, income-oriented long-term holding, though it faces patent cliffs on key drugs and periodic litigation overhangs.
  • Procter & Gamble (PG). Procter and Gamble owns a portfolio of everyday consumer brands people keep buying regardless of the economy. It is commonly held for the long term as a classic defensive dividend grower, with the caveat that its growth is slow and it can lag meaningfully when riskier stocks are in favor.
  • Home Depot (HD). Home Depot is the leading home-improvement retailer, serving both do-it-yourself shoppers and professional contractors at scale. It is widely held as a long-term holding for its market position and cash returns, though it is sensitive to the housing market and consumer spending cycles.

Long-term secular growth

A third role is filled by leaders riding a multi-year structural trend rather than the economic cycle, businesses positioned for years of demand growth from a shift larger than any single quarter. These are widely held for the long term as the growth engine of a portfolio, with the loud caveat that expectations here are high, valuations are rich, and secular stories can still see deep, extended drawdowns along the way.

  • Nvidia (NVDA). Nvidia designs the GPUs that train and run most large AI models, making it the central hardware beneficiary of the AI buildout. It is widely held for the long term as the marquee secular-growth name, though its valuation prices in years of continued growth and the chip business is cyclical.
  • Eli Lilly (LLY). Eli Lilly leads in diabetes and weight-loss drugs (GLP-1s), a category with years of expanding demand. It is commonly held for the long term as a healthcare growth story with a durable pipeline, carrying the caveats of a rich valuation, competition, and the usual clinical and regulatory risks of pharma.

At a glance

The same names, grouped by role, so you can scan the breadth across the list rather than read it as a ranking.

TickerCompanyWhat it does
MSFTMicrosoftRecurring enterprise software and the Azure cloud.
GOOGLAlphabetSearch and digital advertising, plus cloud and AI.
AAPLAppleiPhone ecosystem plus a growing services business.
AMZNAmazonE-commerce scale plus the profitable AWS cloud.
VVisaThe card payment network that earns a fee per transaction.
MAMastercardThe second global card network with toll-road economics.
COSTCostcoMembership warehouse retail with recurring fee income.
UNHUnitedHealthLargest US health insurer plus health services.
JNJJohnson & JohnsonDiversified pharma and medical devices with a long dividend record.
PGProcter & GambleEveryday consumer-staples brands and a steady dividend.
HDHome DepotThe leading home-improvement retailer at national scale.
NVDANvidiaGPUs that train and run most large AI models.
LLYEli LillyDiabetes and weight-loss drug leader with a deep pipeline.

How do you build a long-term portfolio instead of buying one stock?

A list of stocks is an input, not a portfolio. The difference between the two is structure: which roles you want exposure to, how much weight each name gets, and the discipline to keep no single position from dominating. The repeatable way to do it looks like this.

  • Pick a thesis. Decide what view you are expressing. A portfolio leaning on defensives and dividend growers behaves very differently from one leaning on secular-growth names.
  • Spread across roles, not just names. Holding six mega-cap tech compounders is still largely one bet. Mixing in the defensive and dividend layer, or pairing these with unrelated themes, spreads risk so a single shock does not sink everything.
  • Set target weights. Assign each name a percentage that sums to 100, so concentration is a choice you made rather than an accident of which stock ran up.
  • Compare against the S&P 500. Check how the mix would have tracked the benchmark, because a tilt should earn its keep versus just holding a broad index (several of these names are already a large part of that index).
  • Buy to your targets and hold. The point of long-term investing is to hold through cycles, revisiting periodically as weights drift or as a company's story genuinely changes, not to trade on every headline.

This is exactly what Walnut is built for. You create a thematic basket from the stocks you choose, set a target weight for each, see how the basket would track against the S&P 500, and place trades you approve yourself at your own broker. Walnut frames each holding against the S&P 500 and shows how the mix is concentrated, so the portfolio is a deliberate structure rather than a pile of separate bets. Walnut does not tell you which stocks to buy.

If you would rather own the market in one holding instead of picking names, see our guide to the best ETFs to buy and hold forever, read how to build a diversified portfolio, or look at the best stocks to invest in for 2026 for a wider view.

How we chose what to feature

To be clear about method, since framing matters on a page like this: this is not a prediction and not a ranking. We did not forecast which stocks will rise, score them, or order them by expected return, because no one can do that reliably. We featured names on three descriptive criteria instead.

  • Widely held. Each is a large, broadly owned company that appears across mainstream long-term and buy-and-hold portfolios, so the page reflects what people actually hold rather than obscure tips.
  • Durable and established. We featured large, profitable, well-covered companies with long track records rather than speculative names, so the descriptions lean on durable business facts rather than hype.
  • Role-representative. Each name illustrates a role a long-term holding can play (a wide-moat compounder, a defensive dividend grower, or a secular-growth leader) so the list teaches how a durable portfolio is built, not which single stock to chase.

The result is a map of what tends to anchor long-term portfolios in 2026 and how to think about it, not a buy list. Treat every name as a starting point for your own research. Company facts, moats, and valuations change; verify current details before you act.

The bottom line on the best long-term stocks

The honest answer to “what are the best long-term stocks” is that there is no single list, because the right holdings depend on your goals and no one can predict prices. What tends to anchor long-term portfolios is a spread across three roles: the wide-moat compounders like Microsoft, Alphabet, Apple, Amazon, Visa, and Mastercard; the steady dividend growers and defensives like Costco, UnitedHealth, Johnson and Johnson, Procter and Gamble, and Home Depot; and the secular-growth leaders like Nvidia and Eli Lilly. Long term is about business durability, not a price prediction, and even great companies can lag for years and no stock is guaranteed. The useful move is to treat a list like this as research and build a diversified, weighted portfolio you intend to hold, rather than buying a single name. Walnut helps you turn that into a thematic basket you control. It is not an investment adviser, and nothing here is a recommendation.

Try Walnut on top of your broker

Walnut connects any major US broker so you can see how long-term names fit your portfolio by chatting through Claude, ChatGPT, or built-in AI. Read-only by default until you choose to trade; Walnut is not an investment adviser and does not tell you what to buy.

FAQ

What are the best long-term stocks to buy in 2026?

There is no single list of best long-term stocks, because the right holdings depend on your goals, time horizon, and risk tolerance, and no one can predict prices. What this page shows instead is the large-cap names most widely held for the long term in 2026, grouped by role: the wide-moat compounders (MSFT, GOOGL, AAPL, AMZN, V, MA), the steady dividend growers and defensives (COST, UNH, JNJ, PG, HD), and the long-term secular growth names (NVDA, LLY). Treat them as a research starting point, not recommendations. Walnut is not an investment adviser.

What makes a stock a good long-term hold?

Long-term investors tend to look at business durability rather than a price forecast: a wide competitive moat, consistent profitability, a strong balance sheet, and a market position that is hard to erode over many years. The idea is that a durable business can compound value across cycles. Even so, durability is a judgment, not a certainty, and even high-quality companies can trade sideways or fall for years, so no stock is guaranteed to reward patience.

How long is long term for a stock?

There is no fixed rule, but long term usually means holding for at least five years and often much longer, through several market cycles. The point of a long horizon is to let a durable business compound and to ride out short-term volatility rather than react to it. A longer horizon does not remove risk, though; it changes which risks matter, shifting the focus from quarter-to-quarter swings to whether the business stays durable.

Are dividend stocks better for the long term?

Not necessarily better, just different. Dividend growers like Procter and Gamble, Johnson and Johnson, and Costco return cash steadily and tend to be less volatile, which some investors value for stability and income. Growth names reinvest instead and can compound faster but with bigger swings. Many long-term portfolios hold both, so the mix depends on your goals and risk tolerance, not on one type being universally superior.

Can great companies still be bad investments?

Yes, and this is the honest caveat. A dominant, profitable company can still deliver poor returns if you pay too high a price or if its growth slows, and even the best businesses have gone through multi-year periods of flat or falling shares. Business quality and stock return are related but not the same thing. That is why this page is descriptive and why spreading across several names and roles matters. Walnut is not an investment adviser.

Should I buy individual long-term stocks or an ETF?

Both are common, and the choice is yours. A broad or buy-and-hold ETF spreads a single investment across many companies in one holding, so any one stumbling matters less. Individual stocks let you concentrate on businesses you have a view on, at the cost of more risk and more work. Many investors use an ETF as a base and add a few individual names. See our guide to ETFs to buy and hold forever for the fund route.

Does Walnut recommend which long-term stocks to buy?

No. Walnut is not a registered investment adviser and does not tell you what to buy. It lets you build a thematic basket from stocks you choose, set target weights, see how the basket would track against the S&P 500, and place trades you approve yourself at your own broker. Every page here is descriptive and informational, not a recommendation.

From here you can dig into any individual stock, see the best stocks to invest in for 2026, or read the best ETFs to buy and hold forever for the fund route to owning durable businesses.

Walnut is informational and is not a registered investment adviser. This page describes stocks that are widely held for the long term and commonly discussed, grouped by role; it is not a prediction, a ranking, or a recommendation to buy, sell, or hold any security. No stock is guaranteed, and even durable, high-quality companies can decline or lag for years. Investing involves risk, including the possible loss of principal, and past performance does not indicate future results. Company facts, moats, and valuations change; verify current details before making any decision. Do your own research or consult a licensed financial professional.

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