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Moves: what Walnut noticed, before you thought to ask.
Cards on Home, four at a time, each saying what Walnut saw in your holdings and baskets.
- Nine kinds of move
- Nothing placed for you
- Screened vs S&P 500
Worth asking about
4 of 7
How it works
Where a move comes from
It reads what you own
Holdings at every connected broker, and all your baskets.
Six ideas, mixed
Three or more lean in. One or more spread you out.
Checked against the index
Ideas that trailed the S&P 500 last year are dropped.
Four on Home
Dismiss one and the next steps up.
The basket ideas
Four kinds of idea.
Ideas suggest what to add, never what to sell.
- Concentration
Heavy in one theme? Spread across two other sectors.
41% in chips: add health care, utilities
- Coverage
The missing layer of a chain you own.
Designers held, equipment makers missing
- Discovery
More of what you favor, somewhere new.
Builders held: power and cooling next
- Winners
Your best performers in one basket.
Your three strongest names, together
Housekeeping
Rechecked every time you open Home.
Each clears itself once fixed.
- 5 ptsA basket's average gap from its targetsOr one name 10 points off.
- 3 daysA basket built and never fundedIts chart is still a simulation.
- Under 5Names holding all your invested moneyOne bad quarter moves everything.
- $25 + 5%A loss below cost in a Walnut basketWith the 30-day wash sale rule. Not tax advice.
Works well with
All featuresMoves, answered plainly.
Short answer
Suggestions on your Home screen: new basket ideas built around what you own, and housekeeping like a basket off target.
Your baskets count most. Walnut never suggests one that mostly repeats a basket you have.
Read the full guide: How to tell if your portfolio needs changingShort answer
Six ideas of 3 to 6 stocks. At least three lean into what you favor; at least one spreads you away from your biggest bet.
The spreading idea draws mainly on companies that beat the S&P 500 over the last quarter and year. Ideas that trailed the index over the past year are dropped.
A goal's time frame shapes the mix. Far goals lean to growth, near ones to stability.
6
Basket ideas in each batch
$5B
Smallest company in the winners list
1 year
The window every idea is checked over
Short answer
No. Approving a move in the app creates a draft basket. Investing is a separate step you confirm.
The tax-loss card only covers Walnut baskets, the one place Walnut knows your purchase price. Any sale is yours to make.
Read the full guide: AI investing without automatic tradingShort answer
Ideas rebuild each weekday around midday Eastern. Housekeeping rechecks whenever you open Home.
The strongest ideas also go in your notifications and the Daily Update email.
Read the full guide: How to tell if your portfolio needs changingQuick answers
- Do I need a broker connected?
- No. Without one, ideas come from your baskets.
- Can I get rid of a move?
- Yes. Dismissed housekeeping moves stay away for 30 days.
- Will it ever tell me to sell?
- No. Ideas only suggest what to add.
- Is a move a prediction?
- No. Last year's prices say nothing certain about next year.
- Can I talk a move through first?
- Yes. Discuss opens it with the assistant.
- Does it cost anything?
- No. Walnut Unlimited, $9.99 a month on the web, only lifts the assistant's session limit.
Keep reading
Walnut is an AI financial advisor app; it is not a registered investment adviser. Nothing here is a recommendation to buy or sell a security. Examples on this page are samples, not real accounts.
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