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Back to your targets, with the trades written out.

Walnut shows each holding's target next to where it sits now, and drafts the trades to close the gap.

Check my basketsAsk what it would take
  • Against your own targets
  • Buy, sell or hold
  • Nothing placed for you

AI chips, back to target

$10,000 basket

NVDA32% now, target 25%
$700Sell
AVGO21% now, target 25%
$400Buy
AMD22% now, target 25%
$300Buy
TSM25% now, target 25%
$0Hold
Drafted, not placedYou place these at your broker.
Sample, for illustration

How it works

From your weights to the trades

  1. Set target weights

    One weight per holding, adding up to 100%.

  2. See how far each has moved

    Gaps past your line (5 points by default) show in red.

  3. Read the drafted trades

    Buy, sell or hold, with shares and a rough dollar value.

  4. Place them yourself

    Copy the list and place it at your broker.

The rules

Four rules behind every drafted trade.

What you place, and when, is up to you.

  • Your targets

    Measured against the weights you set.

  • Only what the basket holds

    What you bought into it through Walnut, not your whole account.

  • Account copies stay put

    No trades until you give it targets.

  • Drafted, never placed

    Walnut sells nothing for you.

When it speaks up

When a basket gets flagged

Small wobbles stay quiet.

  • 5 ptsAverage gap that puts a basket in Moves
  • 10 ptsOr one holding this far from target
  • 1 a weekMost alerts a watched basket sends
  • $1Gaps smaller than this read as hold

Works well with

All features
The rebalancing guideBy the Walnut team · Updated October 2026 · 2 min read

Rebalancing a basket, answered plainly.

What does rebalancing a portfolio mean?

Short answer

Buying and selling to bring holdings back to the weights you chose after prices moved them.

Walnut does it per basket, in percentage points. A 25% target now at 32% reads as 7 points over.

Read the full guide: What is rebalancing?

How does Walnut work out the rebalancing trades?

Short answer

Target weight times basket value, minus what the holding is worth now, turned into shares. A gap under $1 reads as hold.

Shares go to four decimals, so fractional orders work. The dollar value moves with the price.

$1

Gaps under this are left as hold

4 dp

Shares drafted to four decimals

5 pts

Default line for a red highlight

Read the full guide: How to rebalance your portfolio with AI

Does Walnut place the rebalancing trades for me?

Short answer

No. You copy the list and place it at your broker. Walnut never sells for you.

You can also ask the assistant, for example: which basket is furthest from its targets?

Read the full guide: Can AI rebalance my portfolio?

How is this different from a robo-advisor?

Short answer

A robo-advisor picks your mix and trades for a yearly fee. Walnut uses your targets, and you place the trades.

WalnutRobo-advisorBy hand
Who sets the targetsYou, per basketThe serviceYou
Gap per holding shownYes, in pointsVariesYour spreadsheet
Trades worked outYes, buy, sell or holdYesYour math
Who places themYou, at your brokerThe service, on its ownYou
CostFreeUsually a yearly fee on assetsFree

Robo-advisor fees and rules differ by provider.

Read the full guide: Robo-advisor vs doing it yourself

Quick answers

Does Walnut rebalance automatically?
No. Nothing is bought or sold until you place it at your broker.
Can it rebalance my whole brokerage account?
No, it works per basket. Holdings outside a basket have no target.
Can I get told when a basket is off target?
Yes. Set a line on the basket or ask the assistant to watch it. Alerts come at most once a week.
Why does my basket show nothing to rebalance?
It has no positions until you buy into it through Walnut.
Does it account for taxes on a sale?
No. Most brokers don't share your purchase price.
Does it cost anything?
No. Walnut Unlimited, $9.99 a month on the web, only lifts the assistant's session limit.

Keep reading

How to rebalance your portfolioWhen it's worth doing, and the stepsWhen should I rebalance my portfolio?Calendar, threshold, or bothHow to plan a rebalance with AIThe questions to ask before you tradeDo I need to rebalance my portfolio?What happens if you never do

Off target, or close enough?

Ask which basket has moved furthest.

Ask about my baskets

Walnut is an AI financial advisor app; it is not a registered investment adviser. Nothing here is a recommendation to buy or sell a security. Examples on this page are samples, not real accounts.

See how far your baskets have moved.

Each holding next to its target.

Check my baskets