Understand your money
Keep, trim or exit. A straight read on every holding.
Each stock and fund you own is checked against the S&P 500 over the last year and gets a keep, trim or exit read with a one-line reason.
- Works with 30+ brokers
- Free to start
- Reasons shown
Your holdings, read
1 year vs S&P 500
How it works
What it checks on each holding
- 1Y
Return vs the S&P 500
More than 3 points ahead of the index over a year is outperforming. More than 3 behind is lagging.
- 1M 3M 6M
Momentum
Returns over 1, 3 and 6 months, and where the price sits in its 1-year range.
- 25%
Position size
Any holding above 25% of your portfolio is flagged.
What you get
One of three verdicts, with the reason.
Nothing is sold unless you sell it.
- Keep
Doing its job, no red flag.
NVDA: leading the index by 38 points
- Trim
Too big, or losing momentum.
QQQ: in line, momentum fading
- Exit
Lagging the index, with weak momentum.
INTC: 25 points behind, near its low
Works well with
All featuresHow to read your own portfolio, answered plainly.
Short answer
It checks how each holding is doing and how much of your money it holds. Walnut runs one on every holding you connect, across every broker.
Short answer
Over a year, in line with the S&P 500 or ahead, with no red flag, is keep. Too big or losing momentum is trim. Far behind for a long time, with weak momentum, is exit.
Each verdict has a one-line reason. The assistant can check recent news on a name first.
Read the full guide: When to sell a stockShort answer
Walnut flags any single holding above 25% of your portfolio. Past that point, one company's bad quarter moves your whole balance.
25%
One holding, flagged above this
3 pts
The in-line band vs the S&P 500
1 year
The window every return is read over
Short answer
Most brokers don't share what you paid, so Walnut uses each holding's price return over the last year. Robinhood passes your average cost, so your gain shows there.
Quick answers
- Does it sell anything for me?
- No. Nothing is sold without your approval.
- Does it include all my brokers?
- Yes, every account you connect. Outside accounts count toward totals but get no per-holding read.
- How often is it updated?
- Holdings sync several times each weekday during market hours. Prices refresh every few hours.
- Does it cost anything?
- No, it's free. Walnut Unlimited, $9.99 a month on the web, lifts the assistant's session limit.
- Does it look inside my ETFs?
- No. A fund is read as one holding, by its own return.
Keep reading
Walnut is an AI financial advisor app; it is not a registered investment adviser. Nothing here is a recommendation to buy or sell a security. Examples on this page are samples, not real accounts.
Get the read on your own portfolio.
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