Does Fidelity charge fees?

No commission on online US stocks and ETFs and no account service fee. Online options cost $0.65 per contract, and a few ETFs carry a $100 fee.

What does Fidelity Go cost?

Nothing under $25,000, then 0.35% a year. There is no minimum to open, and an account needs $10 before it starts investing.

Can Walnut trade in my Fidelity account?

No. Walnut reads Fidelity in full and places no orders there. You place trades at Fidelity, or buy through Public, Robinhood or one of eight other brokers including E*Trade, tastytrade and Webull.

Does Walnut see my Fidelity cost basis?

No. Fidelity holdings arrive without cost basis, so Walnut shows each holding's price return against the S&P 500 rather than profit and loss.

Does Walnut see my Fidelity password?

No. You sign in at Fidelity through a secure connection. Walnut never sees or stores the password and never holds or moves money.

Is connecting Fidelity to Walnut free?

Yes. Connecting is free, and so is the assistant up to a per-session allowance. Walnut Unlimited, $9.99 a month on the web, lifts that limit.

Broker profile

Fidelity Investments · US · since 1946

Fidelity, with an AI that reads every account you hold.

What Fidelity is, what it costs, what its own tools leave out, and how Walnut reads your Fidelity brokerage and retirement accounts and gives each holding a keep, trim or exit read.

Connect Fidelity Ask about Fidelity

Reads every account
Each holding vs the S&P 500
Login stays at Fidelity

Your Fidelity, in Walnut

Connected

IndividualView only

$52,180.40

Roth IRAView only

$21,460.75

Rollover IRAView only

$64,905.10

Is my Fidelity too concentrated?

Three holdings make up 61% of the three accounts. NVDA alone is 27%, past the quarter of the portfolio that Walnut flags.

Free to connect, read in full

Sample account, for illustration

Pricing and fees, checked October 2026

How much does Fidelity cost?

Commission on online US stocks and ETFs: $0
Minimum to open, IRAs included: $0
Account service fee: $0
Smallest fractional buy: $1
Per options contract, online: $0.65
Fidelity Go fee from $25,000: 0.35%

AI features

Fidelity's assistant searches its site

Fidelity's Virtual Assistant is, in Fidelity's words, a natural language search for Fidelity.com, and it asks you not to type in account details. As of October 2026 Fidelity has no official connector for Claude or ChatGPT.

Where Walnut fits

Fidelity shows each position and its balance. Walnut reads every Fidelity account next to any other broker you connect, puts each holding against the S&P 500, flags any one name over a quarter of the portfolio, and answers questions about all of it.

See how it reads

Pricing

What Fidelity costs

Self-directedFidelity Go

Yearly fee$0$0 under $25K, 0.35% from $25K

Minimum to open$0$0 ($10 to start investing)

Online stock and ETF trades$0Chosen by Fidelity

Options, per contract$0.65Not applicable

Full account transfer out$0Not listed

Fidelity's published prices, checked October 2026. Walnut charges nothing extra to connect Fidelity.

With Walnut

What you can do with Fidelity here

Read every Fidelity accountBrokerage and IRAs, with live prices
Each holding against the S&P 500One-year price return, momentum and size
A keep, trim or exit readPer holding, with any name over 25% flagged
Goals and net worthFidelity counted next to your other accounts
Place orders from WalnutNot at Fidelity. You place them at Fidelity

The Fidelity guideBy the Walnut team · Updated October 2026 · 6 min read

Everything else people ask about Fidelity, answered plainly.

Is Fidelity good for beginners?

Short answer

Yes. Fidelity has no minimum to open an account, IRAs included, no account service fee, $0 online commissions on US stocks and ETFs, and fractional shares from $1. Fidelity Go, its robo advisor, charges nothing under $25,000.

Fidelity suits someone saving for the long run as much as someone buying a first stock. Retirement accounts, index funds and research all sit in one place, and a beginner can start with a few dollars instead of the price of a whole share.

What Walnut adds is a plain read on the whole portfolio, across every broker you use: whether a few large names now carry most of the risk, and how each holding has done against the S&P 500 over the past year.

Read the full guide

Is Fidelity safe?

Short answer

Fidelity's brokerage is a SIPC member, so securities are protected up to $500,000, including $250,000 for cash, if the firm fails. Fidelity adds excess of SIPC coverage on top. Neither covers market losses.

Connecting Fidelity to Walnut runs through a secure connection where you sign in at Fidelity. Walnut never sees or stores your Fidelity password, holds no money and moves none, and you can disconnect from Walnut's Brokerage screen at any time.

$500K

SIPC protection per customer

$250K

Of that, the limit for cash

$1B

Excess of SIPC policy, in aggregate

Read the full guide

Can Fidelity connect to ChatGPT or Claude?

Short answer

Not directly. As of October 2026 Fidelity has no official connector for ChatGPT or Claude. An app such as Walnut links Fidelity through a secure connection, and its connector lets Claude and ChatGPT read those holdings with no API key.

Through Walnut, Fidelity is read in full: every position, each one against the S&P 500, and a keep, trim or exit read per holding. Orders are not placed from Walnut at Fidelity, so any trade the assistant describes is one you place at Fidelity yourself.

Read the full guide

Fidelity vs Schwab vs Robinhood

FidelitySchwabRobinhood

Stock and ETF trades$0$0$0

Fractional sharesFrom $1From $1From $1

Full transfer out$0$50$100

Read in WalnutYesYesYes

Buy through WalnutView onlyView onlyAgentic account

Walnut suggests Public or Robinhood when you want to buy through it, and eight other brokers including E*Trade, tastytrade and Webull also take orders you approve. Fidelity and Schwab read in full and stay view-only.

Read the full guide

Quick answers

Does Fidelity charge fees?: No commission on online US stocks and ETFs and no account service fee. Online options cost $0.65 per contract, and a few ETFs carry a $100 fee.
What does Fidelity Go cost?: Nothing under $25,000, then 0.35% a year. There is no minimum to open, and an account needs $10 before it starts investing.
Can Walnut trade in my Fidelity account?: No. Walnut reads Fidelity in full and places no orders there. You place trades at Fidelity, or buy through Public, Robinhood or one of eight other brokers including E*Trade, tastytrade and Webull.
Does Walnut see my Fidelity cost basis?: No. Fidelity holdings arrive without cost basis, so Walnut shows each holding's price return against the S&P 500 rather than profit and loss.
Does Walnut see my Fidelity password?: No. You sign in at Fidelity through a secure connection. Walnut never sees or stores the password and never holds or moves money.
Is connecting Fidelity to Walnut free?: Yes. Connecting is free, and so is the assistant up to a per-session allowance. Walnut Unlimited, $9.99 a month on the web, lifts that limit.

Everything we have written about Fidelity

Keep reading

How to connect ChatGPT to FidelityStep by step, with what ChatGPT can and cannot see How to connect Claude to FidelityThe routes that work today, and what each one reads Fidelity vs SchwabFees, accounts and tools for two full-service brokers Connect Fidelity to an AI assistantEvery way to do it, compared side by side

Other broker pages:Schwab Vanguard Robinhood Public All brokers

Have a Fidelity question?

Ask the assistant. It answers with live data.

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Sources, checked October 2026

Walnut is an AI financial advisor app; it is not a registered investment adviser. Nothing here is a recommendation to buy or sell a security. Broker fees, products and availability change, so check the current terms with the broker.

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