Broker profile

Moomoo Financial · US

moomoo, with an AI that reads it and buys what you approve.

What moomoo is, what its own AI tools do, what it costs, and how Walnut reads your moomoo account next to your other brokers, measures each holding against the S&P 500, and places the buys you approve.

  • Reads your moomoo account
  • Buys what you approve
  • Login stays at moomoo

Your moomoo, in Walnut

Connected
Individual marginCan buy
$14,200.00
Individual cashCan buy
$3,600.00

What does my moomoo account lean on?

Chips. AMD, NVDA and TSM are 52% of it, and NVDA alone is 30%. Walnut flags any holding over a quarter of the portfolio.

Read in full, buys you approve
Sample account, for illustration

Pricing and fees, checked October 2026

How much does moomoo cost?

Commission on US stocks and ETFs
$0
Contract fee on equity options
$0
Smallest fractional buy
$5
Contract fee on index options
$0.50
30-day average for free Level 2 data
$100+
SIPC protection per customer
$500K

AI features

What moomoo's own AI does

moomoo builds AI into its own app and opens accounts to outside assistants. Each works on moomoo alone.

In the moomoo app

moomoo AI

One-page briefs on a stock, drawn from news and data and refreshed before and after each session, plus short summaries of earnings reports.

$3.99 a month

Moomoo Engine

Paid research, options and technical tools that start from an AI Fundamental Briefing. Drops to $0.99 a month above $1,000 in assets.

Hosted, OAuth sign-in

moomoo MCP and API Skills

A hosted MCP that lets Claude, Cursor and other MCP clients read quotes and positions and place orders. API Skills start in paper trading.

Where Walnut fits

moomoo's tools see moomoo. Walnut reads it next to Fidelity, Robinhood or any other broker you connect, puts every holding against the S&P 500, and places the buys you approve back at moomoo.

See how it reads

Pricing

What moomoo costs

StandardMoomoo Engine
Monthly fee$0$3.99 ($39.90 a year)
Stock and ETF trades$0$0
Equity option contract fee$0$0
Index option contract fee$0.50$0.50
Fundamental, Options and Technical enginesNot includedIncluded

moomoo's published US prices, checked October 2026. Walnut charges nothing extra to connect moomoo.

With Walnut

What you can do with moomoo here

  • Read your moomoo accountPositions and cash, with live prices
  • Each holding against the S&P 500Price return over the year, no cost basis
  • A keep, trim or exit readFrom return, momentum and position size
  • Buy what you approveOrders go to your moomoo account
  • Count it toward your goalsNext to every other account you add
  • Sell from WalnutWalnut places buys only. Sell in the moomoo app
The moomoo guideBy the Walnut team · Updated October 2026 · 6 min read

Everything else people ask about moomoo, answered plainly.

Is moomoo good for beginners?

Short answer

For low-cost trading, yes. moomoo charges no commission on US stocks and ETFs, no contract fee on equity options, and sells fractional shares from $5. Its app is dense with charts and data, and its US accounts are individual cash and margin only, with no IRA.

moomoo is built for people who like research screens: institutional tracking, heat maps, earnings calendars and free Level 2 data once the account averages $100. Paper trading lets a beginner practice before using real money.

What it shows less of is everything outside moomoo. Retirement savings have to live at another broker, so a moomoo account is often one piece of a larger portfolio that no single app sees whole.

Read the full guide: The best investing apps for beginners

Is moomoo safe?

Short answer

Moomoo Financial Inc. is a FINRA member and SIPC member, so securities in your account are protected up to $500,000, including $250,000 for cash, if the firm fails. SIPC does not cover market losses.

Connecting moomoo to Walnut uses moomoo's own sign-in. Your password is entered at moomoo and never seen by Walnut, and you can disconnect the link from Walnut's Brokerage screen at any time.

$500K

SIPC protection per customer

$250K

Of that, the limit for cash

FINRA

Moomoo Financial Inc. is a member

Read the full guide: What SIPC insurance covers, and what it does not

Can moomoo connect to ChatGPT or Claude?

Short answer

Claude, yes. moomoo runs a hosted MCP server that Claude Desktop, Claude Code, Cursor and other MCP clients can add, with an OAuth sign-in at moomoo. Its setup guide does not list ChatGPT. moomoo says the server can also execute trades.

moomoo's connector covers moomoo only. Walnut connects moomoo the same secure way, reads it next to your other brokers, frames each holding against the S&P 500, and can buy a basket built around an idea you hold, one previewed order at a time that you confirm.

Read the full guide: Brokerage MCP connectors, compared

Does moomoo offer an IRA?

Short answer

No. In the US, Moomoo Financial Inc. opens individual cash and individual margin accounts only. It does not offer IRAs or joint accounts, so retirement savings sit at another broker.

That split is common: a trading account at moomoo and a Roth IRA at Fidelity or Robinhood. Walnut reads both, so the question of how much of everything you own sits in one stock has a single answer.

Read the full guide: Taxable account vs IRA, and when to use both

moomoo vs Webull vs Robinhood

Stock and ETF trades$0$0$0
Fractional sharesFrom $5From $5From $1
IRA accountsNot offeredYesYes
Read in WalnutYesYesYes
Buy through WalnutYesYesAgentic account

All three take buys you approve in Walnut. For a new account to trade with Walnut, it points to Public or Robinhood.

Read the full guide: Robinhood vs Webull, compared in full

Quick answers

Does moomoo charge fees?
No commission on US stocks and ETFs and no contract fee on equity options. Index options carry $0.50 a contract, plus regulatory fees.
Is Level 2 data free on moomoo?
Yes, for accounts with a 30-day average value of $100 or more. Other conditions apply.
What is Moomoo Engine?
A paid set of research, options and technical tools at $3.99 a month or $39.90 a year, dropping to $0.99 a month above $1,000 in assets.
Can Walnut place trades at moomoo?
Yes, if your connection allows trading. Walnut previews each buy and sends only the ones you confirm to moomoo.
Does Walnut see my moomoo password?
No. You sign in at moomoo, which gives Walnut access to your holdings and never your login.
Is connecting moomoo to Walnut free?
Yes. Connecting is free, and so is the assistant up to a per-session allowance. Walnut Unlimited, $9.99 a month on the web, lifts that limit.

Keep reading

Have a moomoo question?

Ask the assistant. It answers with live data.

Ask about moomoo

See your moomoo the way an analyst would.

Read it in full, buy what you approve. Your login stays at moomoo.

Connect moomoo