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AJ Bell · UK · since 1995

AJ Bell, read next to every other account you hold.

What AJ Bell is, what it charges, whether it has AI tools of its own, and how Walnut reads your ISA, SIPP and Dealing account next to your other brokers. Orders stay at AJ Bell.

Connect AJ BellAsk about AJ Bell
  • Reads ISA, SIPP and more
  • Each holding vs S&P 500
  • Login stays at AJ Bell

Your AJ Bell, in Walnut

Connected
Stocks and shares ISAView only
£42,000.00
SIPPView only
£118,500.00
Lifetime ISAView only
£9,200.00

Do my ISA and my SIPP hold the same things?

Two holdings sit in both: a global tracker fund and a FTSE 100 ETF. Together they are 52% of what you hold at AJ Bell, so the two accounts lean the same way.

Your orders stay at AJ Bell
Sample account, for illustration

Pricing and fees, checked October 2026

How much does AJ Bell cost?

Online share deal, ETFs and trusts too
£5
Share deal after 10+ deals last month
£3.50
Fund deal
£1.50
Yearly account charge, shares and funds
0.25%
Regular investing, no dealing charge
£25/mo
FSCS protection on investments
£85K

AI features

AJ Bell has no AI tools for customers

AJ Bell's site lists no AI assistant and no AI trading tools for customers as of October 2026. Its 2026 interim results describe AI used behind the scenes, in tools that help its customer service team with calls and emails. Walnut adds an AI read of your own holdings on top.

Where Walnut fits

AJ Bell shows each account on its own. Walnut reads your ISA, SIPP and Dealing account next to Trading 212 or any other broker you connect, puts every holding against the S&P 500, and lets you ask about all of it in one place.

See how it reads

Pricing

What AJ Bell costs

Stocks and shares ISASIPPDealing account
Account charge on shares0.25%, max £3.50 a month0.25%, max £10 a month0.25%, max £3.50 a month
Account charge on funds0.25% to £250K, then 0.10%0.25% to £250K, then 0.10%0.25% to £250K, then 0.10%
Online share deal£5.00£5.00£5.00
Share deal, 10+ deals last month£3.50£3.50£3.50
Fund deal£1.50£1.50£1.50
Regular investing from £25FreeFreeFree

AJ Bell's published charges, checked October 2026. Walnut charges nothing extra to connect AJ Bell.

With Walnut

What you can do with AJ Bell here

  • Read every AJ Bell account you linkISA, SIPP, Dealing account and more, with live prices
  • Each holding against the S&P 500Price return over the year, not gain against cost
  • A keep, trim or exit readFrom return, momentum and position size
  • AJ Bell next to your other brokersAsk about all of it in Walnut, Claude or ChatGPT
  • Place orders from WalnutNot at AJ Bell. Orders are placed at AJ Bell
The AJ Bell guideBy the Walnut team · Updated October 2026 · 6 min read

Everything else people ask about AJ Bell, answered plainly.

Is AJ Bell good for beginners?

Short answer

Yes, for UK investors who want an ISA, a SIPP or a Lifetime ISA in one place. AJ Bell charges £5 a share deal, £1.50 a fund deal and 0.25% a year to hold investments, and regular investing from £25 a month carries no dealing charge.

The account charge for shares is capped at £3.50 a month in an ISA or Dealing account and £10 a month in a SIPP, so a large share portfolio pays a flat amount. Funds pay 0.25% on the first £250,000, 0.10% on the next £250,000 and nothing above that.

What no single platform shows well is the whole picture when AJ Bell is one account among several. A portfolio-wide read fills that gap: which holdings repeat across your ISA and SIPP, what the total leans on, and how each one has done against the S&P 500.

Read the full guide: Best investing platforms for UK beginners

Is AJ Bell safe?

Short answer

AJ Bell is authorised and regulated by the FCA, and client investments are held separately in the name of a nominee company. If the platform failed, FSCS protection of up to £85,000 applies to investments, and cash is covered up to £120,000 per person per banking licence. FSCS does not cover market losses.

Connecting AJ Bell to Walnut uses a secure connection where you sign in at AJ Bell. Walnut never sees or stores your AJ Bell password, reads your holdings without placing orders, and you can disconnect from Walnut's Brokerage screen at any time.

£85K

FSCS cover on investments

£120K

FSCS cover on cash, per banking licence

2FA

Two-factor sign-in you can turn on

Read the full guide: How investment accounts are protected in the UK

Can AJ Bell connect to ChatGPT or Claude?

Short answer

Not through a connector of AJ Bell's own. AJ Bell lists no ChatGPT or Claude connector and no AI assistant as of October 2026. Walnut connects to AJ Bell read-only, so you can ask Claude, ChatGPT or Walnut's assistant about your ISA and SIPP holdings.

Walnut connects through a secure connection where you sign in at AJ Bell. It reads the account next to your other brokers, frames each holding against the S&P 500, and places no orders at AJ Bell. Any buy or sell is placed in AJ Bell's own app or website.

Read the full guide: Every way to connect a brokerage to an AI assistant

AJ Bell vs Trading 212 vs Public

AJ BellTrading 212Public
Share dealing£5, or £3.50 for frequent dealersFree$0
Stocks and shares ISAYesYesNo, US accounts
Read in WalnutYesYesYes
Buy through WalnutView onlyYesYes

Buying through Walnut works at Public and Robinhood, and at eight other brokers including Trading 212, E*Trade and tastytrade. AJ Bell reads in full; orders are placed at AJ Bell.

Read the full guide: Best investing platforms for UK beginners

Quick answers

How much does AJ Bell charge?
0.25% a year to hold investments, capped at £3.50 a month for shares in an ISA, plus £5 a share deal and £1.50 a fund deal.
Does AJ Bell charge for regular investing?
No dealing charge. You can put as little as £25 a month into selected investments, and the account charge and fund fees still apply.
What is the AJ Bell frequent dealer rate?
If you placed 10 or more online share deals in the previous month, each share deal costs £3.50 instead of £5.
Can Walnut place trades at AJ Bell?
No. Walnut reads AJ Bell in full and places nothing there. Buying through Walnut works at Public and Robinhood, and at eight other brokers including Trading 212, E*Trade and tastytrade.
Does Walnut see my AJ Bell password?
No. You sign in at AJ Bell, which gives Walnut read access to your accounts and never your login.
Is connecting AJ Bell to Walnut free?
Yes. Connecting is free, and so is the assistant up to a per-session allowance. Walnut Unlimited, $9.99 a month on the web, lifts that limit.

Keep reading

Which brokers have an AI assistant?Each broker's own AI, and what it can and cannot doConnect your brokerage to an AI assistantChatGPT or Claude, step by step, for any brokerIs it safe to connect your brokerage to an AI?What the AI can see, and what it can never touchThe best apps to connect a brokerage to AIWhich tools read a brokerage account, and how
Other broker pages:Trading 212DEGIROInteractive BrokersBUXPublicAll brokers

Have an AJ Bell question?

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Sources, checked October 2026

Walnut is an AI financial advisor app; it is not a registered investment adviser. Nothing here is a recommendation to buy or sell a security. Broker fees, products and availability change, so check the current terms with the broker.

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